A Great Rate Insurance Agency, Inc.
How we got $5.3M
Based on its 6 employees and its payroll, both reported for PPP in 2020 and brought up to date.
What we know
Estimated value over time
▲ 27% since 2020Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| A GREAT RATE INSURANCE AGENCY, INC. this business | $4.4M | — |
| O I G, INC Owasso · 9 employees | $8.7M | 0.7 mi |
| OKLAHOMA GROUP BENEFITS Owasso · 2 employees | $3.1M | 4.7 mi |
| SNOOK BAYOUTH INSURANCE AGENCY, INC. Collinsville · 2 employees | $1.1M | 6.4 mi |
| BENEFIT SERVICES INC Catoosa · 3 employees | $5.0M | 7.9 mi |
| BRAD SIEGENTHALER AGENCY, INC. Catoosa · 3 employees | $1.8M | 8.5 mi |
| BEST INSURANCE, INC Tulsa · 13 employees | $12.5M | 9.4 mi |
The full calculation
| Employees reported to the SBA | 6 |
| Revenue from headcount (employees × revenue per employee for companies this size) | $4.9M |
| Revenue from PPP payroll (payroll ÷ payroll's share of revenue for companies this size) | $3.0M |
| Estimate: the two combined (geometric mean) | $4.4M |
| EBITDA margin (industry, adjusted for size) | 27% |
| EBITDA = revenue × margin | $1.2M |
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
| Estimated value = EBITDA × typical sale multiple | $5.3M |
| Multiple for this size and industry | 4.5× |
| Value range | $2.8M – $7.3M |
| Revenue range | $2.9M – $5.0M |
| EBITDA range | $779K – $1.4M |
| Industry (NAICS) | Direct Property and Casualty Insurance Carriers (524126) |
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022, OK. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology
People & advisors
Advisors
- BankingRCB BankPPP / SBA lender
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
Banking relationships
| RCB Bank PPP 2020 | All 1,690 borrowers → |
From PPP and SBA loan records, which name the bank but not the individual banker.
PPP loans
| Approved | Draw | Amount | Jobs |
|---|---|---|---|
| 4/14/2020 | first | $54K | 6 |
About A Great Rate Insurance Agency, Inc.
A Great Rate Insurance Agency, Inc. is a direct property and casualty insurance carriers company in Owasso, Oklahoma. Its estimated annual revenue is about $4.4M, with roughly $1.2M of EBITDA. It has about 6 employees. Its estimated business value is $5.3M (likely range $2.8M–$7.3M).
Common questions
- Who owns A Great Rate Insurance Agency, Inc.?
- The owner of A Great Rate Insurance Agency, Inc. isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
- How much revenue does A Great Rate Insurance Agency, Inc. make?
- SeeBITDA estimates A Great Rate Insurance Agency, Inc.'s annual revenue at about $4.4M (likely between $2.9M and $5.0M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- What is A Great Rate Insurance Agency, Inc. worth?
- About $5.3M, roughly 4.5× its estimated EBITDA of $1.2M, typical for a direct property and casualty insurance carriers company its size. Likely range: $2.8M–$7.3M.
- How many employees does A Great Rate Insurance Agency, Inc. have?
- About 6, as reported on its PPP loan.