Bird Finance
How we got $5.4M
Based on its 6 employees and its payroll, both reported for PPP in 2021 and brought up to date.
What we know
What they do
Bird Finance is a locally owned financial services business in Ardmore, OK, offering tax preparation, term loans, and check cashing. It says it has over 40 years of financial experience and serves clients with same-day service.
From the company's website. Industry: Consumer Lending.
Estimated value over time
▲ 14% since 2021Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| BIRD FINANCE this business | $2.7M | — |
| DAVIS PAWN, LLC Davis · 2 employees | $1.5M | 22.9 mi |
| LOVE COUNTY PAWN, LLC Thackerville · 3 employees | $1.5M | 29.2 mi |
| YEATTS FINANCE LLC Pauls Valley · 2 employees | $930K | 39.5 mi |
| WILKERSON ELECTRIC LLC Stratford | $7.1M | 42.2 mi |
| THUNDER LOANS, LLC Ada · 2 employees | $725K | 49.9 mi |
The full calculation
| Employees reported to the SBA | 6 |
| Revenue from headcount (employees × revenue per employee for companies this size) | $2.4M |
| Revenue from PPP payroll (payroll ÷ payroll's share of revenue for companies this size) | $2.4M |
| Estimate: the two combined (geometric mean) | $2.7M |
| EBITDA margin (industry, adjusted for size) | 44% |
| EBITDA = revenue × margin | $1.2M |
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
| Estimated value = EBITDA × typical sale multiple | $5.4M |
| Multiple for this size and industry | 4.5× |
| Value range | $2.8M – $7.4M |
| Revenue range | $1.8M – $3.1M |
| EBITDA range | $788K – $1.4M |
| Industry (NAICS) | Consumer Lending (522291) |
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022, OK. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology
People & advisors
Advisors
- BankingFirst National Bank and Trust Company of ArdmorePPP / SBA lender
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
Banking relationships
| First National Bank and Trust Company of Ardmore PPP 2021 | All 457 borrowers → |
From PPP and SBA loan records, which name the bank but not the individual banker.
PPP loans
| Approved | Draw | Amount | Jobs |
|---|---|---|---|
| 1/16/2021 | first | $61K | 6 |
Public records
Matched to this business by name and address from public government data; a match can occasionally be wrong.
About Bird Finance
Bird Finance is a consumer lending company in Ardmore, Oklahoma, in business since 2015. Its estimated annual revenue is about $2.7M, with roughly $1.2M of EBITDA. It has about 6 employees. Its estimated business value is $5.4M (likely range $2.8M–$7.4M).
Common questions
- Who owns Bird Finance?
- The owner of Bird Finance isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
- How much revenue does Bird Finance make?
- SeeBITDA estimates Bird Finance's annual revenue at about $2.7M (likely between $1.8M and $3.1M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- What is Bird Finance worth?
- About $5.4M, roughly 4.5× its estimated EBITDA of $1.2M, typical for a consumer lending company its size. Likely range: $2.8M–$7.4M.
- How many employees does Bird Finance have?
- About 6, as reported on its PPP loan.
- When was Bird Finance founded?
- Bird Finance has been in business since 2015.