Cac Financial Corp.
How we got $949K
Based on its 31 employees and its payroll, both reported for PPP in 2020 and brought up to date.
What we know
Signs of a sale Some signs of a sale
- In business 26 years (since 2000)
From public records and the company's website, not a statement that it's for sale.
What they do
CAC Financial Corp resolves accounts receivable and debt, offering revenue cycle recovery services, primarily for hospitals and healthcare providers, with AI and technology support.
From the company's website. Industry: Finance and insurance.
Estimated value over time
▲ 28% since 2020Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.
Employees over time
▲ 0% since 2020Show as table
| Year | Source | Employees | Est. revenue |
|---|---|---|---|
| 2020 | PPP loan | 31 | $12.5M |
| 2020 | Form 5500 | 34 | $13.7M |
| 2021 | Form 5500 | 35 | $14.1M |
| 2022 | Form 5500 | 33 | $13.3M |
| 2023 | Form 5500 | 34 | $13.7M |
| 2024 | Form 5500 | 31 | $12.5M |
Participants are employees in the company's retirement plan at year end, from its Form 5500 filing with the Department of Labor. They usually run a little under total headcount (part-timers and new hires may not be eligible). Revenue and EBITDA apply this industry's revenue per employee and margin to each year's count.
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| CAC FINANCIAL CORP. this business | $15.8M | — |
| PAUL E. KLOBERDANZ FAMILY TRUST Nichols Hills · 1 employees | $799K | 1.9 mi |
| DM WRIGHT HOLDING LLC Oklahoma City · 32 employees | $13.4M | 2.4 mi |
| WIGGIN PROPERTIES LLC Oklahoma City · 47 employees | $24.5M | 2.5 mi |
| NATIVE WAREHOUSING LLC SERIES 2008 Oklahoma City · 3 employees | $1.1M | 2.8 mi |
| HERITAGE WEALTH MANAGEMENT COMPANY Oklahoma City | $21.1M | 4.2 mi |
| BHB OKC LLC Oklahoma City · 2 employees | $959K | 4.2 mi |
The full calculation
| Employees reported to the SBA | 31 |
| Revenue from headcount (employees × revenue per employee for companies this size) | $18.6M |
| Revenue from PPP payroll (payroll ÷ payroll's share of revenue for companies this size) | $10.4M |
| Estimate: the two combined (geometric mean) | $15.8M |
| EBITDA margin (industry, adjusted for size) | 2% |
| EBITDA = revenue × margin | $316K |
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
| Estimated value = EBITDA × typical sale multiple | $949K |
| Multiple for this size and industry | 3× |
| Value range | $499K – $1.3M |
| Revenue range | $10.4M – $18.0M |
| EBITDA range | $208K – $361K |
| Industry (NAICS) | Finance and insurance (525990) |
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022, OK. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology
People & advisors
Leadership
- BLBryan LudasherSigned for the company · 2024 retirement-plan filing (Form 5500)
Advisors
- BankingLegacy BankPPP / SBA lender
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
Banking relationships
| Legacy Bank PPP 2020 | All 727 borrowers → |
From PPP and SBA loan records, which name the bank but not the individual banker.
PPP loans
| Approved | Draw | Amount | Jobs |
|---|---|---|---|
| 4/15/2020 | first | $392K | 31 |
Public records
Matched to this business by name and address from public government data; a match can occasionally be wrong.
About Cac Financial Corp.
Cac Financial Corp. is a finance and insurance company in Oklahoma City, Oklahoma, in business since 2000. Its estimated annual revenue is about $15.8M, with roughly $316K of EBITDA. It has about 31 employees. Its estimated business value is $949K (likely range $499K–$1.3M).
Common questions
- Who owns Cac Financial Corp.?
- The owner of Cac Financial Corp. isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
- How much revenue does Cac Financial Corp. make?
- SeeBITDA estimates Cac Financial Corp.'s annual revenue at about $15.8M (likely between $10.4M and $18.0M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- What is Cac Financial Corp. worth?
- About $949K, roughly 3× its estimated EBITDA of $316K, typical for a finance and insurance company its size. Likely range: $499K–$1.3M.
- How many employees does Cac Financial Corp. have?
- About 31, from its 2024 retirement-plan filing.
- When was Cac Financial Corp. founded?
- Cac Financial Corp. has been in business since 2000.