SeeBITDAOklahoma

Cash Security Inc

Consumer Lending
  • 106 S Broadway, Cleveland, OK
  • 3 locations
  • Since 1997
Estimated valueMedium confidence
$7.6M
$4.0Mlikely range$10.4M
About 4.5× its yearly profit, typical for a company this size in its industry.
Revenue
$3.9M
a year
Profit (EBITDA)
$1.7M
44% of revenue
Employees
11
reported in 2020
Owner not found yet
We haven't found the owner in public records
Some signs of a sale

How we got $7.6M

Based on its 11 employees and its payroll, both reported for PPP in 2020 and brought up to date.

11 employees × $393K each$4.3M
PPP payroll ÷ payroll's usual share of revenue$2.6M
Shown toward the top of its range×1.14
Revenue$3.9M
× 44% profit margin$1.7M
× 4.5 sale multiple = value$7.6M

· Own this business? Correct these figures

What we know

PPP loan, 2020
No 401(k) filing
No reported financials
Company website
Owner not found
3 locations found

Signs of a sale Some signs of a sale

  • In business 29 years (since 1997)

From public records and the company's website, not a statement that it's for sale.

What they do

Cash Security provides personal installment loans, including for people with bad credit or good credit, with loan approval within minutes. It serves customers in NE Oklahoma.

Products & services
Personal Installment LoansHome Improvement Loans
Service area
ClaremoreClevelandPryorSapulpaTulsaNE Oklahoma

From the company's website. Industry: Consumer Lending.

Estimated value over time

▲ 19% since 2020
$0$4.4M$8.7M20202026

Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.

Compared with similar businesses nearby

BusinessEst. revenueEst. profitDistance
CASH SECURITY INC
this business
$3.9M$1.7M—
WILSON & SONS PAWN & GUN, INC.
Sand Springs · 2 employees
$1.5M$671K22.9 mi
BIG BUCKS, LLC
Tulsa · 3 employees
$1.4M$628K27.5 mi
Z STORE FINANCING, LLC
Tulsa · 2 employees
$1.9M$843K28.5 mi
TULSA COUNTY PAWN LLC
Tulsa · 6 employees
$1.8M$797K28.5 mi
MEDPLAN CREDIT, LLC
Tulsa · 3 employees
$1.3M$600K29.0 mi
DETROIT FINANCIAL SERVICES, INC.
Tulsa · 31 employees
$10.5M$3.7M29.4 mi

The full calculation

Employees reported to the SBA11
Revenue from headcount (employees × revenue per employee for companies this size)$4.3M
Revenue from PPP payroll (payroll ÷ payroll's share of revenue for companies this size)$2.6M
Estimate: the two combined (geometric mean)$3.9M
EBITDA margin (industry, adjusted for size)44%
EBITDA = revenue × margin$1.7M

Figures are shown toward the upper part of their range rather than at its middle.

Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.

Estimated value = EBITDA × typical sale multiple$7.6M
Multiple for this size and industry4.5×
Value range$4.0M – $10.4M
Revenue range$2.5M – $4.4M
EBITDA range$1.1M – $1.9M
Industry (NAICS)Consumer Lending (522291)

EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.

Benchmarks: US Economic Census 2022, OK. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology

People & advisors

Founded 1997
“Cash Security has been providing personal installment loans since 1997.”

Advisors

  • BankingBancFirstPPP / SBA lender

From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.

Banking relationships

BancFirst
PPP 2020
All 7,048 borrowers →

From PPP and SBA loan records, which name the bank but not the individual banker.

PPP loans

ApprovedDrawAmountForgivenJobsLender
4/29/2020first$74K—11BancFirst

3 locations

106 S BroadwayClevelandThis listing
1329 S Main St Unit DSapulpaView
4655 S Peoria AveTulsaView

Revenue, profit and value are for the whole company.

Public records

Matched to this business by name and address from public government data; a match can occasionally be wrong.

About Cash Security Inc

Cash Security Inc is a consumer lending company in Cleveland, Oklahoma, in business since 1997. Its estimated annual revenue is about $3.9M, with roughly $1.7M of EBITDA. It has about 11 employees. Its estimated business value is $7.6M (likely range $4.0M–$10.4M). It has 3 locations.

Common questions

Who owns Cash Security Inc?
The owner of Cash Security Inc isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
How much revenue does Cash Security Inc make?
SeeBITDA estimates Cash Security Inc's annual revenue at about $3.9M (likely between $2.5M and $4.4M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
What is Cash Security Inc worth?
About $7.6M, roughly 4.5× its estimated EBITDA of $1.7M, typical for a consumer lending company its size. Likely range: $4.0M–$10.4M.
How many employees does Cash Security Inc have?
About 11, as reported on its PPP loan.
When was Cash Security Inc founded?
Cash Security Inc has been in business since 1997.