SeeBITDAOklahoma

Cavnar Insurance Agency Inc

  • 250 SE 4th St, Oklahoma City, OK
Estimated valueMedium confidence
$1.7M
$902Klikely range$2.3M
About 3.6× its yearly profit, typical for a company this size in its industry.
Revenue
$1.6M
a year
Profit (EBITDA)
$476K
30% of revenue
Employees
7
reported in 2020
Owner not found yet
We haven't found the owner in public records

How we got $1.7M

Based on its 7 employees and its payroll, both reported for PPP in 2020 and brought up to date.

7 employees × $177K each$1.2M
PPP payroll ÷ payroll's usual share of revenue$1.6M
Shown toward the top of its range×1.14
Revenue$1.6M
× 30% profit margin$476K
× 3.6 sale multiple = value$1.7M

· Own this business? Correct these figures

What we know

PPP loan, 2020
No 401(k) filing
No reported financials
No website found
Owner not found

Estimated value over time

▲ 30% since 2020
$0$985K$2.0M20202026

Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.

Compared with similar businesses nearby

BusinessEst. revenueEst. profitDistance
CAVNAR INSURANCE AGENCY INC
this business
$1.6M$476K—
Terry Cavnar
Moore
$806K$310K0.0 mi
Aaa Moore - Insurance/membership Only
Moore
$806K$310K0.0 mi
Ginny Freeman - Shelter Insurance
Moore
$806K$310K0.1 mi
Rightway Insurance - Austin Slate
Moore
$806K$310K0.2 mi
MAX AND ASSOCIATES, LLC
Moore · 2 employees
$526K$202K0.3 mi
Shelter Insurance
Moore
$806K$310K0.4 mi

The full calculation

Employees reported to the SBA7
Revenue from headcount (employees × revenue per employee for companies this size)$1.2M
Revenue from PPP payroll (payroll ÷ payroll's share of revenue for companies this size)$1.6M
Estimate: the two combined (geometric mean)$1.6M
EBITDA margin (industry, adjusted for size)30%
EBITDA = revenue × margin$476K

Figures are shown toward the upper part of their range rather than at its middle.

Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.

Estimated value = EBITDA × typical sale multiple$1.7M
Multiple for this size and industry3.6×
Value range$902K – $2.3M
Revenue range$1.1M – $1.8M
EBITDA range$313K – $543K
Industry (NAICS)Insurance Agencies and Brokerages (524210)

EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.

Benchmarks: US Economic Census 2022, OK. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology

People & advisors

Advisors

  • BankingBancFirstPPP / SBA lender

From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.

Banking relationships

BancFirst
PPP 2020
All 7,048 borrowers →

From PPP and SBA loan records, which name the bank but not the individual banker.

PPP loans

ApprovedDrawAmountForgivenJobsLender
4/7/2020first$69K$70K7BancFirst

About Cavnar Insurance Agency Inc

Cavnar Insurance Agency Inc is an insurance agencies company in Oklahoma City, Oklahoma. Its estimated annual revenue is about $1.6M, with roughly $476K of EBITDA. It has about 7 employees. Its estimated business value is $1.7M (likely range $902K–$2.3M).

Common questions

Who owns Cavnar Insurance Agency Inc?
The owner of Cavnar Insurance Agency Inc isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
How much revenue does Cavnar Insurance Agency Inc make?
SeeBITDA estimates Cavnar Insurance Agency Inc's annual revenue at about $1.6M (likely between $1.1M and $1.8M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
What is Cavnar Insurance Agency Inc worth?
About $1.7M, roughly 3.6× its estimated EBITDA of $476K, typical for a insurance agencies company its size. Likely range: $902K–$2.3M.
How many employees does Cavnar Insurance Agency Inc have?
About 7, as reported on its PPP loan.