Cep Financial, LLC
How we got $1.0M
Based on 13 employees reported for PPP in 2020, grown at the industry's Oklahoma rate since.
Estimated value over time
▲ 26% since 2020Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.
What we know
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| CEP FINANCIAL, LLC this business | $9.4M | — |
| HOP & SACK #6, INC. Carnegie · 7 employees | $6.8M | 13.2 mi |
| TC'S TOTAL SERVICE LLC Fort Cobb · 4 employees | $4.7M | 14.8 mi |
| ASAP ENERGY, INC. Weatherford · 298 employees | $266.0M | 18.2 mi |
| WICHITA TRIBE INDUSTRIAL DEVELOPMENT COMMISSION Anadarko · 12 employees | $7.5M | 22.1 mi |
| 54 TRUCK STOP LLC Gotebo · 3 employees | $3.5M | 23.6 mi |
| RSL&K ENTERPRISES, INC. Calumet · 14 employees | $8.2M | 24.4 mi |
The full calculation
| Employees reported to the SBA | 13 |
| Industry revenue per employee | $300K |
| Revenue = employees × revenue per employee | $9.4M |
| EBITDA margin (industry, adjusted for size) | 5% |
| EBITDA = revenue × margin | $434K |
| Cross-check: revenue implied by PPP payroll | $1.4M |
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
| Estimated value = EBITDA × typical sale multiple | $1.0M |
| Multiple for this size and industry | 2.4× |
| Value range | $492K – $1.5M |
| Revenue range | $5.6M – $11.1M |
| EBITDA range | $256K – $513K |
| Industry (NAICS) | Retail Trade (447110) |
Low confidence: the employee-based and payroll-based estimates differ by more than 2×.
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: approximate sector default. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology
History & advisors
Advisors
- BankingLiberty National BankPPP / SBA lender
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
Banking relationships
| Liberty National Bank PPP 2020, PPP 2021 | All 430 borrowers → |
From PPP and SBA loan records, which name the bank but not the individual banker.
PPP loans
| Approved | Draw | Amount | Jobs |
|---|---|---|---|
| 4/28/2020 | first | $11K | 6 |
| 3/13/2021 | second | $9K | 13 |
About Cep Financial, LLC
Cep Financial, LLC is a retail trade company in Hydro, Oklahoma. Its estimated annual revenue is about $9.4M, with roughly $434K of EBITDA. It has about 13 employees. Its estimated business value is $1.0M (likely range $492K–$1.5M).
Common questions
- Who owns Cep Financial, LLC?
- The owner of Cep Financial, LLC isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
- How much revenue does Cep Financial, LLC make?
- SeeBITDA estimates Cep Financial, LLC's annual revenue at about $9.4M (likely between $5.6M and $11.1M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- What is Cep Financial, LLC worth?
- About $1.0M, roughly 2.4× its estimated EBITDA of $434K, typical for a retail trade company its size. Likely range: $492K–$1.5M.
- How many employees does Cep Financial, LLC have?
- About 13, as reported on its PPP loan.