David Howell Insurance Agency, Inc
How we got $632K
Based on its 2 employees and its payroll, both reported for PPP in 2020 and brought up to date.
What we know
Estimated value over time
▲ 30% since 2020Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| DAVID HOWELL INSURANCE AGENCY, INC this business | $548K | — |
| RICKY A. DESPAIN, INC Norman · 3 employees | $735K | 0.1 mi |
| TINKER OWENS INSURANCE AGENCY & MARKETING SERVICES, INC. Norman · 4 employees | $933K | 0.1 mi |
| GOLD KEY WARRANTY LLC Norman | $9.5M | 0.1 mi |
| JIM CHOWINS INSURANCE AGENCY, INC. Norman · 7 employees | $1.5M | 0.5 mi |
| Greg Ellis - State Farm Insurance Agent Norman | $1.6M | 0.5 mi |
| CMM & ASSOCIATES, INC. Norman · 1 employees | $245K | 0.8 mi |
The full calculation
| Employees reported to the SBA | 2 |
| Revenue from headcount (employees × revenue per employee for companies this size) | $415K |
| Revenue from PPP payroll (payroll ÷ payroll's share of revenue for companies this size) | $556K |
| Estimate: the two combined (geometric mean) | $548K |
| EBITDA margin (industry, adjusted for size) | 38% |
| EBITDA = revenue × margin | $211K |
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
| Estimated value = EBITDA × typical sale multiple | $632K |
| Multiple for this size and industry | 3× |
| Value range | $332K – $864K |
| Revenue range | $360K – $624K |
| EBITDA range | $138K – $240K |
| Industry (NAICS) | Insurance Agencies and Brokerages (524210) |
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022, OK. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology
People & advisors
Advisors
- BankingBancFirstPPP / SBA lender
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
Banking relationships
| BancFirst PPP 2020, PPP 2021 | All 7,048 borrowers → |
From PPP and SBA loan records, which name the bank but not the individual banker.
PPP loans
| Approved | Draw | Amount | Jobs |
|---|---|---|---|
| 4/11/2020 | first | $19K | 2 |
| 4/1/2021 | second | $19K | 2 |
About David Howell Insurance Agency, Inc
David Howell Insurance Agency, Inc is an insurance agencies company in Norman, Oklahoma. Its estimated annual revenue is about $548K, with roughly $211K of EBITDA. It has about 2 employees. Its estimated business value is $632K (likely range $332K–$864K).
Common questions
- Who owns David Howell Insurance Agency, Inc?
- The owner of David Howell Insurance Agency, Inc isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
- How much revenue does David Howell Insurance Agency, Inc make?
- SeeBITDA estimates David Howell Insurance Agency, Inc's annual revenue at about $548K (likely between $360K and $624K), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- What is David Howell Insurance Agency, Inc worth?
- About $632K, roughly 3× its estimated EBITDA of $211K, typical for a insurance agencies company its size. Likely range: $332K–$864K.
- How many employees does David Howell Insurance Agency, Inc have?
- About 2, as reported on its PPP loan.