E-Z Check Cashers, Inc.
How we got $422K
Based on its 2 employees and its payroll, both reported for PPP in 2020 and brought up to date.
What we know
What they do
E-Z CHECK CASHERS, INC. operates a Western Union agent location at 217 E Chickasaw Ave in Mcalester, OK, where customers can send money and pick up cash.
From the company's website. Industry: Other Activities Related to Credit Intermediation.
Customers & suppliers
Suppliers & brands
- Western Union · brand it sells or installs
Estimated value over time
▼ 7% since 2020Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| E-Z CHECK CASHERS, INC. this business | $375K | — |
| Western Union Mcalester | $1.1M | 0.0 mi |
| Red River Credit Corporation Mcalester | $1.1M | 0.0 mi |
| AAA McAlester - Insurance/Membership Only Mcalester | $806K | 0.0 mi |
| World Finance Mcalester | $1.1M | 0.0 mi |
| Arvest Bank Mcalester | $1.9M | 0.0 mi |
| Regional Finance Mcalester | $1.1M | 0.0 mi |
The full calculation
| Employees reported to the SBA | 2 |
| Revenue from headcount (employees × revenue per employee for companies this size) | $431K |
| Revenue from PPP payroll (payroll ÷ payroll's share of revenue for companies this size) | $251K |
| Estimate: the two combined (geometric mean) | $375K |
| EBITDA margin (industry, adjusted for size) | 45% |
| EBITDA = revenue × margin | $169K |
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
| Estimated value = EBITDA × typical sale multiple | $422K |
| Multiple for this size and industry | 2.5× |
| Value range | $222K – $578K |
| Revenue range | $247K – $428K |
| EBITDA range | $111K – $193K |
| Industry (NAICS) | Other Activities Related to Credit Intermediation (522390) |
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology
People & advisors
Advisors
- BankingBancFirstPPP / SBA lender
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
Banking relationships
| BancFirst PPP 2020 | All 7,048 borrowers → |
From PPP and SBA loan records, which name the bank but not the individual banker.
PPP loans
| Approved | Draw | Amount | Jobs |
|---|---|---|---|
| 4/28/2020 | first | $9K | 2 |
Public records
Matched to this business by name and address from public government data; a match can occasionally be wrong.
About E-Z Check Cashers, Inc.
E-Z Check Cashers, Inc. is an other activities related to credit intermediation company in Mcalester, Oklahoma. It is owned by Western Union. Its estimated annual revenue is about $375K, with roughly $169K of EBITDA. It has about 2 employees. Its estimated business value is $422K (likely range $222K–$578K).
Common questions
- Who owns E-Z Check Cashers, Inc.?
- E-Z Check Cashers, Inc. is owned by Western Union, according to public sources such as the company's website or filings.
- How much revenue does E-Z Check Cashers, Inc. make?
- SeeBITDA estimates E-Z Check Cashers, Inc.'s annual revenue at about $375K (likely between $247K and $428K), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- What is E-Z Check Cashers, Inc. worth?
- About $422K, roughly 2.5× its estimated EBITDA of $169K, typical for a other activities related to credit intermediation company its size. Likely range: $222K–$578K.
- How many employees does E-Z Check Cashers, Inc. have?
- About 2, as reported on its PPP loan.