Elm Creek Gravel, LLC
How we got $4.8M
Based on its 17 employees and its payroll, both reported for PPP in 2020 and brought up to date.
Estimated value over time
▲ 48% since 2020Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.
What we know
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| ELM CREEK GRAVEL, LLC this business | $16.4M | — |
| OKNY INC Norman · 3 employees | $4.3M | 1.4 mi |
| NEIGBORHOOD BICYCLE SHOP LLC Norman · 3 employees | $2.6M | 1.9 mi |
| THRIVE INDUSTRIES LLC Norman · 1 employees | $1.9M | 2.7 mi |
| CHEROKEE CAP CREATIONS INC Norman · 3 employees | $3.1M | 3.2 mi |
| NATURE FARMS FARRIER SUPPLY, LLC Norman · 5 employees | $3.5M | 4.3 mi |
| BRIGHT IDEA GROUP, LLC Norman · 25 employees | $18.2M | 4.9 mi |
The full calculation
| Employees reported to the SBA | 17 |
| Revenue from headcount (employees × revenue per employee for companies this size) | $14.5M |
| Revenue from PPP payroll (payroll ÷ payroll's share of revenue for companies this size) | $14.3M |
| Estimate: the two combined (geometric mean) | $16.4M |
| EBITDA margin (industry, adjusted for size) | 7% |
| EBITDA = revenue × margin | $1.1M |
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
| Estimated value = EBITDA × typical sale multiple | $4.8M |
| Multiple for this size and industry | 4.3× |
| Value range | $2.5M – $6.6M |
| Revenue range | $10.8M – $18.7M |
| EBITDA range | $738K – $1.3M |
| Industry (NAICS) | Recyclable Material Merchant Wholesalers (423930) |
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022, OK. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology
History & advisors
Advisors
- BankingArmstrong BankPPP / SBA lender
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
Banking relationships
| Armstrong Bank PPP 2020 | All 1,355 borrowers → |
From PPP and SBA loan records, which name the bank but not the individual banker.
PPP loans
| Approved | Draw | Amount | Jobs |
|---|---|---|---|
| 4/6/2020 | first | $159K | 17 |
Public records
Matched to this business by name and address from public government data; a match can occasionally be wrong.
About Elm Creek Gravel, LLC
Elm Creek Gravel, LLC is a recyclable material merchant wholesalers company in Norman, Oklahoma. It is owned by Susan Bergen. Its estimated annual revenue is about $16.4M, with roughly $1.1M of EBITDA. It has about 17 employees. Its estimated business value is $4.8M (likely range $2.5M–$6.6M).
Common questions
- Who owns Elm Creek Gravel, LLC?
- Elm Creek Gravel, LLC is owned by Susan Bergen, according to public sources such as the company's website or filings.
- How much revenue does Elm Creek Gravel, LLC make?
- SeeBITDA estimates Elm Creek Gravel, LLC's annual revenue at about $16.4M (likely between $10.8M and $18.7M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- What is Elm Creek Gravel, LLC worth?
- About $4.8M, roughly 4.3× its estimated EBITDA of $1.1M, typical for a recyclable material merchant wholesalers company its size. Likely range: $2.5M–$6.6M.
- How many employees does Elm Creek Gravel, LLC have?
- About 17, as reported on its PPP loan.