Empire Finance Co. LLC
How we got $63.7M
Based on its 90 employees and its payroll, both reported for PPP in 2020 and brought up to date.
Estimated value over time
▲ 19% since 2020Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.
What we know
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| EMPIRE FINANCE CO. LLC this business | $30.0M | — |
| FURNITURE FINANCE CO LLC Mcalester · 60 employees | $20.3M | 0.0 mi |
| LIBERTY FINANCE CO. Mcalester · 47 employees | $15.7M | 0.0 mi |
| STATE FINANCE CO Mcalester · 55 employees | $21.6M | 0.0 mi |
| WALLACE MANAGEMENT CO. LLC Mcalester · 47 employees | $18.9M | 0.0 mi |
| ALL PAWN & SURPLUS, INC. Mcalester · 9 employees | $4.4M | 0.1 mi |
| World Finance Mcalester | $1.1M | 0.1 mi |
The full calculation
| Employees reported to the SBA | 90 |
| Revenue from headcount (employees × revenue per employee for companies this size) | $36.5M |
| Revenue from PPP payroll (payroll ÷ payroll's share of revenue for companies this size) | $18.9M |
| Estimate: the two combined (geometric mean) | $30.0M |
| EBITDA margin (industry, adjusted for size) | 33% |
| EBITDA = revenue × margin | $9.8M |
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
| Estimated value = EBITDA × typical sale multiple | $63.7M |
| Multiple for this size and industry | 6.5× |
| Value range | $33.5M – $87.2M |
| Revenue range | $19.7M – $34.2M |
| EBITDA range | $6.4M – $11.2M |
| Industry (NAICS) | Consumer Lending (522291) |
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022, OK. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology
History & advisors
Advisors
- BankingTexas Capital BankPPP / SBA lender
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
Banking relationships
| Texas Capital Bank PPP 2020 | All 9 borrowers → |
From PPP and SBA loan records, which name the bank but not the individual banker.
PPP loans
| Approved | Draw | Amount | Jobs |
|---|---|---|---|
| 4/15/2020 | first | $526K | 90 |
2 locations
| 328 E Carl Albert Parkway | Mcalester | This listing |
| 2329 E Cherokee Ave Ste 4 | Sallisaw | View |
Revenue, profit and value are for the whole company.
About Empire Finance Co. LLC
Empire Finance Co. LLC is a consumer lending company in Mcalester, Oklahoma. Its estimated annual revenue is about $30.0M, with roughly $9.8M of EBITDA. It has about 90 employees. Its estimated business value is $63.7M (likely range $33.5M–$87.2M). It has 2 locations.
Common questions
- Who owns Empire Finance Co. LLC?
- The owner of Empire Finance Co. LLC isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
- How much revenue does Empire Finance Co. LLC make?
- SeeBITDA estimates Empire Finance Co. LLC's annual revenue at about $30.0M (likely between $19.7M and $34.2M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- What is Empire Finance Co. LLC worth?
- About $63.7M, roughly 6.5× its estimated EBITDA of $9.8M, typical for a consumer lending company its size. Likely range: $33.5M–$87.2M.
- How many employees does Empire Finance Co. LLC have?
- About 90, as reported on its PPP loan.