Express Premium Finance Company LLC
How we got $2.8M
Based on its 6 employees and its payroll, both reported for PPP in 2020 and brought up to date.
What we know
Estimated value over time
▲ 56% since 2020Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| EXPRESS PREMIUM FINANCE COMPANY LLC this business | $2.1M | — |
| Kings Premium Service Oklahoma City | $806K | 0.0 mi |
| Globe Life Oklahoma City | $806K | 0.2 mi |
| Derby Insurance Solutions - Oklahoma City Health Insurance Agency Oklahoma City | $806K | 0.2 mi |
| Holmes Murphy & Associates Inc Oklahoma City | $806K | 0.2 mi |
| Globe Accident And Life Insurance Company Oklahoma City | $806K | 0.3 mi |
| Sooner State SR22 Drivers Insurance Solutions Oklahoma City | $806K | 0.3 mi |
The full calculation
| Employees reported to the SBA | 6 |
| Revenue from headcount (employees × revenue per employee for companies this size) | $1.8M |
| Revenue from PPP payroll (payroll ÷ payroll's share of revenue for companies this size) | $1.8M |
| Estimate: the two combined (geometric mean) | $2.1M |
| EBITDA margin (industry, adjusted for size) | 30% |
| EBITDA = revenue × margin | $613K |
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
| Estimated value = EBITDA × typical sale multiple | $2.8M |
| Multiple for this size and industry | 4.5× |
| Value range | $1.5M – $3.8M |
| Revenue range | $1.4M – $2.4M |
| EBITDA range | $403K – $699K |
| Industry (NAICS) | All Other Insurance Related Activities (524298) |
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology
People & advisors
Advisors
- BankingKirkpatrick BankPPP / SBA lender
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
Banking relationships
| Kirkpatrick Bank PPP 2020 | All 258 borrowers → |
From PPP and SBA loan records, which name the bank but not the individual banker.
PPP loans
| Approved | Draw | Amount | Jobs |
|---|---|---|---|
| 4/6/2020 | first | $68K | 6 |
About Express Premium Finance Company LLC
Express Premium Finance Company LLC is an insurance agencies company in Oklahoma City, Oklahoma. Its estimated annual revenue is about $2.1M, with roughly $613K of EBITDA. It has about 6 employees. Its estimated business value is $2.8M (likely range $1.5M–$3.8M).
Common questions
- Who owns Express Premium Finance Company LLC?
- The owner of Express Premium Finance Company LLC isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
- How much revenue does Express Premium Finance Company LLC make?
- SeeBITDA estimates Express Premium Finance Company LLC's annual revenue at about $2.1M (likely between $1.4M and $2.4M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- What is Express Premium Finance Company LLC worth?
- About $2.8M, roughly 4.5× its estimated EBITDA of $613K, typical for a insurance agencies company its size. Likely range: $1.5M–$3.8M.
- How many employees does Express Premium Finance Company LLC have?
- About 6, as reported on its PPP loan.