Ez Car Credit, Inc.
How we got $1.2M
Based on its 9 employees and its payroll, both reported for PPP in 2020 and brought up to date.
What we know
Signs of a sale Unlikely to sell soon
- In business 17 years (since 2009)
From public records and the company's website, not a statement that it's for sale.
What they do
EZ Car Credit is a used car dealership with locations in Miami, OK and Pittsburg, KS. It sells used cars, trucks and SUVs to buyers looking for fair prices and priced-to-budget vehicles.
From the company's website. Industry: Car dealers.
Estimated value over time
▲ 20% since 2020Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| EZ CAR CREDIT, INC. this business | $11.0M | — |
| VANCE FORD-LINCOLN MERCURY INC. Miami · 27 employees | $40.1M | 0.1 mi |
| Payton's Auto Miami | $22.7M | 0.3 mi |
| Hot Rod Central Miami | $22.7M | 0.5 mi |
| JC The CAR Salesman Miami | $22.7M | 0.8 mi |
| MIAMI AUTO SUPERCENTER, INC. Miami · 30 employees | $40.6M | 0.8 mi |
| Car-Mart of Miami Miami | $22.7M | 0.8 mi |
The full calculation
| Employees reported to the SBA | 9 |
| Revenue from headcount (employees × revenue per employee for companies this size) | $9.6M |
| Revenue from PPP payroll (payroll ÷ payroll's share of revenue for companies this size) | $9.7M |
| Estimate: the two combined (geometric mean) | $11.0M |
| EBITDA margin (industry, adjusted for size) | 4% |
| EBITDA = revenue × margin | $483K |
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
| Estimated value = EBITDA × typical sale multiple | $1.2M |
| Multiple for this size and industry | 2.4× |
| Value range | $610K – $1.6M |
| Revenue range | $7.2M – $12.5M |
| EBITDA range | $318K – $550K |
| Industry (NAICS) | Used Car Dealers (441120) |
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022, OK. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology
People & advisors
Advisors
- BankingArvest BankPPP / SBA lender
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
Banking relationships
| Arvest Bank PPP 2020 | All 5,114 borrowers → |
From PPP and SBA loan records, which name the bank but not the individual banker.
PPP loans
| Approved | Draw | Amount | Jobs |
|---|---|---|---|
| 4/7/2020 | first | $65K | 9 |
Public records
Matched to this business by name and address from public government data; a match can occasionally be wrong.
About Ez Car Credit, Inc.
Ez Car Credit, Inc. is a car dealers company in Miami, Oklahoma, in business since 2009. Its estimated annual revenue is about $11.0M, with roughly $483K of EBITDA. It has about 9 employees. Its estimated business value is $1.2M (likely range $610K–$1.6M).
Common questions
- Who owns Ez Car Credit, Inc.?
- The owner of Ez Car Credit, Inc. isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
- How much revenue does Ez Car Credit, Inc. make?
- SeeBITDA estimates Ez Car Credit, Inc.'s annual revenue at about $11.0M (likely between $7.2M and $12.5M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- What is Ez Car Credit, Inc. worth?
- About $1.2M, roughly 2.4× its estimated EBITDA of $483K, typical for a car dealers company its size. Likely range: $610K–$1.6M.
- How many employees does Ez Car Credit, Inc. have?
- About 9, as reported on its PPP loan.
- When was Ez Car Credit, Inc. founded?
- Ez Car Credit, Inc. has been in business since 2009.