Ez Pay Used Cars Inc.
How we got $726K
Based on its 4 employees and its payroll, both reported for PPP in 2020 and brought up to date.
What we know
What they do
E-Z Pay Used Cars Inc. is a used car dealer in McAlester, OK, advertising a "Buy Here • Pay Here!" model and offering to buy trade-ins.
From the company's website. Industry: Car dealers.
Estimated value over time
▲ 20% since 2020Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| EZ PAY USED CARS INC. this business | $6.1M | — |
| BLACKBIRD MOTOR COMPANY, INC Mcalester · 2 employees | $2.3M | 0.3 mi |
| Long's Auto Sales Mcalester | $22.7M | 0.3 mi |
| Ragan Auto Mcalester | $22.7M | 0.4 mi |
| Parkway Motors Mcalester | $22.7M | 0.4 mi |
| Kellbell's Kustom Karts, Llc Mcalester | $22.7M | 0.7 mi |
| Kinnamon;s Used Car;s Mcalester | $22.7M | 1.0 mi |
The full calculation
| Employees reported to the SBA | 4 |
| Revenue from headcount (employees × revenue per employee for companies this size) | $5.2M |
| Revenue from PPP payroll (payroll ÷ payroll's share of revenue for companies this size) | $5.4M |
| Estimate: the two combined (geometric mean) | $6.1M |
| EBITDA margin (industry, adjusted for size) | 5% |
| EBITDA = revenue × margin | $302K |
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
| Estimated value = EBITDA × typical sale multiple | $726K |
| Multiple for this size and industry | 2.4× |
| Value range | $382K – $993K |
| Revenue range | $4.0M – $6.9M |
| EBITDA range | $199K – $345K |
| Industry (NAICS) | Used Car Dealers (441120) |
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022, OK. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology
History & advisors
Advisors
- BankingFirst National Bank & Trust Company of McAlesterPPP / SBA lender
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
Banking relationships
| First National Bank & Trust Company of McAlester PPP 2020, PPP 2021 | All 248 borrowers → |
From PPP and SBA loan records, which name the bank but not the individual banker.
PPP loans
| Approved | Draw | Amount | Jobs |
|---|---|---|---|
| 4/6/2020 | first | $27K | 4 |
| 2/19/2021 | second | $29K | 3 |
Public records
Matched to this business by name and address from public government data; a match can occasionally be wrong.
About Ez Pay Used Cars Inc.
Ez Pay Used Cars Inc. is a car dealers company in Mcalester, Oklahoma, in business since 2014. Its estimated annual revenue is about $6.1M, with roughly $302K of EBITDA. It has about 4 employees. Its estimated business value is $726K (likely range $382K–$993K).
Common questions
- Who owns Ez Pay Used Cars Inc.?
- The owner of Ez Pay Used Cars Inc. isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
- How much revenue does Ez Pay Used Cars Inc. make?
- SeeBITDA estimates Ez Pay Used Cars Inc.'s annual revenue at about $6.1M (likely between $4.0M and $6.9M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- What is Ez Pay Used Cars Inc. worth?
- About $726K, roughly 2.4× its estimated EBITDA of $302K, typical for a car dealers company its size. Likely range: $382K–$993K.
- How many employees does Ez Pay Used Cars Inc. have?
- About 4, as reported on its PPP loan.
- When was Ez Pay Used Cars Inc. founded?
- Ez Pay Used Cars Inc. has been in business since 2014.