F & M LLC
How we got $461K
Based on its 10 employees and its payroll, both reported for PPP in 2020 and brought up to date.
What we know
Estimated value over time
▲ 26% since 2020Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| F & M LLC this business | $4.4M | — |
| A & J INC Norman · 12 employees | $6.2M | 0.0 mi |
| SCISSORTAIL TRAVEL STOP, LLC Norman · 15 employees | $11.3M | 2.1 mi |
| ZAIN FUEL INC Norman · 3 employees | $2.9M | 2.2 mi |
| RAYA LLC Norman · 4 employees | $3.6M | 2.6 mi |
| SPEEDY FOOD MART INC Norman · 6 employees | $5.5M | 2.6 mi |
| JAI VEARAI MA INC Norman · 4 employees | $4.2M | 2.9 mi |
The full calculation
| Employees reported to the SBA | 10 |
| Revenue from headcount (employees × revenue per employee for companies this size) | $6.1M |
| Revenue from PPP payroll (payroll ÷ payroll's share of revenue for companies this size) | $2.4M |
| Estimate: the two combined (geometric mean) | $4.4M |
| EBITDA margin (industry, adjusted for size) | 5% |
| EBITDA = revenue × margin | $231K |
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
| Estimated value = EBITDA × typical sale multiple | $461K |
| Multiple for this size and industry | 2× |
| Value range | $243K – $631K |
| Revenue range | $2.9M – $5.0M |
| EBITDA range | $152K – $263K |
| Industry (NAICS) | Retail Trade (447110) |
Low confidence: the employee-based and payroll-based estimates differ by more than 2×.
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: approximate sector default. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology
People & advisors
Advisors
- BankingVision BankPPP / SBA lender
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
Banking relationships
| Vision Bank PPP 2020 | All 487 borrowers → |
From PPP and SBA loan records, which name the bank but not the individual banker.
PPP loans
| Approved | Draw | Amount | Jobs |
|---|---|---|---|
| 4/13/2020 | first | $20K | 10 |
About F & M LLC
F & M LLC is a retail trade company in Norman, Oklahoma. Its estimated annual revenue is about $4.4M, with roughly $231K of EBITDA. It has about 10 employees. Its estimated business value is $461K (likely range $243K–$631K).
Common questions
- Who owns F & M LLC?
- The owner of F & M LLC isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
- How much revenue does F & M LLC make?
- SeeBITDA estimates F & M LLC's annual revenue at about $4.4M (likely between $2.9M and $5.0M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- What is F & M LLC worth?
- About $461K, roughly 2× its estimated EBITDA of $231K, typical for a retail trade company its size. Likely range: $243K–$631K.
- How many employees does F & M LLC have?
- About 10, as reported on its PPP loan.