Financial Solutions, Inc.
How we got $1.0M
Based on its 2 employees and its payroll, both reported for PPP in 2020 and brought up to date.
What we know
Signs of a sale Some signs of a sale
- In business 32 years (since 1994)
- No family successor named on its website
From public records and the company's website, not a statement that it's for sale.
Estimated value over time
▲ 4% since 2020Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.
Employees over time
▼ 50% since 2020Show as table
| Year | Source | Employees | Est. revenue |
|---|---|---|---|
| 2020 | PPP loan | 2 | $667K |
| 2020 | Form 5500 | 1 | $333K |
| 2021 | Form 5500 | 1 | $333K |
| 2022 | Form 5500 | 1 | $333K |
| 2023 | Form 5500 | 1 | $333K |
Participants are employees in the company's retirement plan at year end, from its Form 5500 filing with the Department of Labor. They usually run a little under total headcount (part-timers and new hires may not be eligible). Revenue and EBITDA apply this industry's revenue per employee and margin to each year's count.
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| FINANCIAL SOLUTIONS, INC. this business | $1.1M | — |
| CR CONSULTANTS LLC Tulsa · 1 employees | $610K | 0.1 mi |
| BCS CAPITAL SERVICES INC Tulsa · 11 employees | $5.0M | 0.2 mi |
| 2006 PINNACLE HOLDINGS, LLC Tulsa · 8 employees | $3.6M | 0.2 mi |
| GWARTNEY FINANCIAL Tulsa · 2 employees | $835K | 0.3 mi |
| WR CAPITAL, LLC Tulsa · 1 employees | $767K | 0.3 mi |
| INVESTMENT PLANNING SOLUTIONS Tulsa · 1 employees | $869K | 0.5 mi |
The full calculation
| Employees reported to the SBA | 2 |
| Revenue from headcount (employees × revenue per employee for companies this size) | $825K |
| Revenue from PPP payroll (payroll ÷ payroll's share of revenue for companies this size) | $1.2M |
| Estimate: the two combined (geometric mean) | $1.1M |
| EBITDA margin (industry, adjusted for size) | 39% |
| EBITDA = revenue × margin | $447K |
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
| Estimated value = EBITDA × typical sale multiple | $1.0M |
| Multiple for this size and industry | 2.3× |
| Value range | $541K – $1.4M |
| Revenue range | $750K – $1.3M |
| EBITDA range | $294K – $509K |
| Industry (NAICS) | Other financial investment activities (523930) |
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022, OK. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology
History & advisors
“Financial Solutions, Inc. was founded in 1994 in response to request by portfolio managers for access to our unique, sophisticated portfolio management strategies.”
Advisors
- BankingEquity BankPPP / SBA lender
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
Banking relationships
| Equity Bank PPP 2020 | All 375 borrowers → |
From PPP and SBA loan records, which name the bank but not the individual banker.
PPP loans
| Approved | Draw | Amount | Jobs |
|---|---|---|---|
| 4/11/2020 | first | $36K | 2 |
Public records
Matched to this business by name and address from public government data; a match can occasionally be wrong.
About Financial Solutions, Inc.
Financial Solutions, Inc. is a financial advisors company in Tulsa, Oklahoma, in business since 1994. It is owned by Gary Gould (Managing Principal). Its estimated annual revenue is about $1.1M, with roughly $447K of EBITDA. It has about 1 employees. Its estimated business value is $1.0M (likely range $541K–$1.4M).
Common questions
- Who owns Financial Solutions, Inc.?
- Financial Solutions, Inc. is owned by Gary Gould (Managing Principal), according to public sources such as the company's website or filings.
- How much revenue does Financial Solutions, Inc. make?
- SeeBITDA estimates Financial Solutions, Inc.'s annual revenue at about $1.1M (likely between $750K and $1.3M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- What is Financial Solutions, Inc. worth?
- About $1.0M, roughly 2.3× its estimated EBITDA of $447K, typical for a financial advisors company its size. Likely range: $541K–$1.4M.
- How many employees does Financial Solutions, Inc. have?
- About 1, from its 2023 retirement-plan filing.
- When was Financial Solutions, Inc. founded?
- Financial Solutions, Inc. has been in business since 1994.