Houck Agency Insurance & Real Estate LLC
How we got $1.9M
Based on its 3 employees and its payroll, both reported for PPP in 2020 and brought up to date.
What we know
Signs of a sale Some signs of a sale
- In business 27 years (since 1999)
From public records and the company's website, not a statement that it's for sale.
What they do
The Houck Agency is an insurance and real estate agency serving Stillwater since 1951, offering health insurance, life insurance, and real estate services.
From the company's website. Industry: Lessors of Other Real Estate Property.
Estimated value over time
▲ 29% since 2020Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| HOUCK AGENCY INSURANCE & REAL ESTATE LLC this business | $2.2M | — |
| SHEDRICK MANAGEMENT LLC Stillwater · 2 employees | $916K | 0.1 mi |
| AVCO INVESTMENTS, LLC Stillwater · 2 employees | $1.2M | 0.4 mi |
| M PROPERTIES, LLC Stillwater · 3 employees | $1.5M | 0.4 mi |
| C STAR MANAGEMENT, LLC Stillwater · 75 employees | $34.5M | 0.5 mi |
| WESLEY FOUNDATION AT STILLWATER, OKLAHOMA, INC. Stillwater · 16 employees | $5.6M | 0.7 mi |
| EZ Self Storage - Stillwater Stillwater | $1.7M | 0.8 mi |
The full calculation
| Employees reported to the SBA | 3 |
| Revenue from headcount (employees × revenue per employee for companies this size) | $1.5M |
| Revenue from PPP payroll (payroll ÷ payroll's share of revenue for companies this size) | $2.6M |
| Estimate: the two combined (geometric mean) | $2.2M |
| EBITDA margin (industry, adjusted for size) | 29% |
| EBITDA = revenue × margin | $645K |
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
| Estimated value = EBITDA × typical sale multiple | $1.9M |
| Multiple for this size and industry | 3× |
| Value range | $1.0M – $2.6M |
| Revenue range | $1.5M – $2.5M |
| EBITDA range | $424K – $735K |
| Industry (NAICS) | Lessors of Other Real Estate Property (531190) |
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology
People & advisors
Advisors
- BankingBancFirstPPP / SBA lender
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
Banking relationships
| BancFirst PPP 2020 | All 7,048 borrowers → |
From PPP and SBA loan records, which name the bank but not the individual banker.
PPP loans
| Approved | Draw | Amount | Jobs |
|---|---|---|---|
| 4/7/2020 | first | $28K | 3 |
Public records
Matched to this business by name and address from public government data; a match can occasionally be wrong.
About Houck Agency Insurance & Real Estate LLC
Houck Agency Insurance & Real Estate LLC is a lessors of other real estate property company in Stillwater, Oklahoma, in business since 1999. It is owned by Kent Houck. Its estimated annual revenue is about $2.2M, with roughly $645K of EBITDA. It has about 3 employees. Its estimated business value is $1.9M (likely range $1.0M–$2.6M).
Common questions
- Who owns Houck Agency Insurance & Real Estate LLC?
- Houck Agency Insurance & Real Estate LLC is owned by Kent Houck, according to public sources such as the company's website or filings.
- How much revenue does Houck Agency Insurance & Real Estate LLC make?
- SeeBITDA estimates Houck Agency Insurance & Real Estate LLC's annual revenue at about $2.2M (likely between $1.5M and $2.5M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- What is Houck Agency Insurance & Real Estate LLC worth?
- About $1.9M, roughly 3× its estimated EBITDA of $645K, typical for a lessors of other real estate property company its size. Likely range: $1.0M–$2.6M.
- How many employees does Houck Agency Insurance & Real Estate LLC have?
- About 3, as reported on its PPP loan.
- When was Houck Agency Insurance & Real Estate LLC founded?
- Houck Agency Insurance & Real Estate LLC has been in business since 1999.