SeeBITDAOklahoma

Insurance One Agency, Inc.

  • 1214 N. HIGHWAY 81, Duncan, OK
  • 2 locations
  • Since 1984
  • NAICS 524210
Estimated valueMedium confidence
$10.3M
$5.4Mlikely range$14.2M
About 5.4× its yearly profit, typical for a company this size in its industry.
Revenue
$7.1M
a year
Profit (EBITDA)
$1.9M
27% of revenue
Employees
26
reported in 2020
Leadership
Craig Ensey
President · source
Some signs of a sale
Has a management team. Someone besides the owner runs part of the business, which buyers pay more for.

How we got $10.3M

Based on its 26 employees and its payroll, both reported for PPP in 2020 and brought up to date.

26 employees × $274K each$7.1M
PPP payroll ÷ payroll's usual share of revenue$5.4M
Shown toward the top of its range×1.14
Revenue$7.1M
× 27% profit margin$1.9M
× 5.4 sale multiple = value$10.3M

· Own this business? Correct these figures

Estimated value over time

▲ 30% since 2020
$0$5.9M$11.9M20202026

Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.

What we know

PPP loan, 2020
No 401(k) filing
No reported financials
Company website
Owner named
2 locations found

Signs of a sale Some signs of a sale

  • In business 42 years (since 1984)
  • Family in the business (Corey Ensey, Vice President)

From public records and the company's website, not a statement that it's for sale.

What they do

Insurance One Agency is an insurance agency that offers personal, business, oil and gas, and employee benefits/life and health insurance, emphasizing personal service and building lasting relationships since 1984.

Products & services
Personal Insurance SolutionsBusiness Insurance SolutionsBenefits/Life & HealthOil & Gas insurance solutionsHomeowners insuranceLife insuranceHealth insuranceRental insuranceEmployee BenefitsCommercial Renters InsuranceWorkers CompensationGeneral Liability
Markets served
Oil & GasBusiness & Commercial
Service area
Duncan, OKPauls Valley, OK

From the company's website. Industry: Insurance agencies.

Customers & suppliers

Customers

  • C and M Roustabout Service · named on its website
  • Eddie Johnson's Welding & Machine · named on its website
  • Skinner Tank Trucks, Inc · named on its website

Possible customers nearby

The largest businesses within about 60 miles in the markets its website says it serves.

Oil & gas

Compared with similar businesses nearby

BusinessEst. revenueEst. profitDistance
INSURANCE ONE AGENCY, INC.
this business
$7.1M$1.9M—
J.C. PERKINS INSURANCE AGENCY, INC
Duncan · 2 employees
$538K$207K0.0 mi
CHRIS ATCHLEY INSURANCE AGENCY INC
Duncan · 5 employees
$847K$278K0.1 mi
Yuseff Duane Saunders - 1702 N Hwy 81
Duncan
$815K$313K0.5 mi
PRICE INSURANCE AGENCY LLC
Duncan · 2 employees
$294K$113K0.6 mi
Yolanda DeCarlo - 508 N Highway 81
Duncan
$815K$313K0.7 mi
Allstate Insurance: Stacy Adams
Duncan
$815K$313K0.9 mi

The full calculation

Employees reported to the SBA26
Revenue from headcount (employees × revenue per employee for companies this size)$7.1M
Revenue from PPP payroll (payroll ÷ payroll's share of revenue for companies this size)$5.4M
Estimate: the two combined (geometric mean)$7.1M
EBITDA margin (industry, adjusted for size)27%
EBITDA = revenue × margin$1.9M

Figures are shown toward the upper part of their range rather than at its middle.

Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.

Estimated value = EBITDA × typical sale multiple$10.3M
Multiple for this size and industry5.4×
Value range$5.4M – $14.2M
Revenue range$4.7M – $8.1M
EBITDA range$1.3M – $2.2M
Industry (NAICS)Insurance Agencies and Brokerages (524210)

EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.

Benchmarks: US Economic Census 2022, OK. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology

History & advisors

Founded 1984
“Building Lasting Relationships Since 1984”

Advisors

  • BankingThe Pauls Valley National BankPPP / SBA lender

From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.

Banking relationships

The Pauls Valley National Bank
PPP 2020
All 172 borrowers →

From PPP and SBA loan records, which name the bank but not the individual banker.

PPP loans

ApprovedDrawAmountForgivenJobsLender
4/6/2020first$237K$239K26The Pauls Valley National Bank

2 locations

1214 N. HIGHWAY 81DuncanThis listing
205 S Chickasaw StPauls ValleyView

Revenue, profit and value are for the whole company.

Public records

Matched to this business by name and address from public government data; a match can occasionally be wrong.

About Insurance One Agency, Inc.

Insurance One Agency, Inc. is an insurance agencies company in Duncan, Oklahoma, in business since 1984. It is owned by Craig Ensey (President). Its estimated annual revenue is about $7.1M, with roughly $1.9M of EBITDA. It has about 26 employees. Its estimated business value is $10.3M (likely range $5.4M–$14.2M). It has 2 locations.

Common questions

Who owns Insurance One Agency, Inc.?
Insurance One Agency, Inc. is owned by Craig Ensey (President), according to public sources such as the company's website or filings.
How much revenue does Insurance One Agency, Inc. make?
SeeBITDA estimates Insurance One Agency, Inc.'s annual revenue at about $7.1M (likely between $4.7M and $8.1M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
What is Insurance One Agency, Inc. worth?
About $10.3M, roughly 5.4× its estimated EBITDA of $1.9M, typical for a insurance agencies company its size. Likely range: $5.4M–$14.2M.
How many employees does Insurance One Agency, Inc. have?
About 26, as reported on its PPP loan.
When was Insurance One Agency, Inc. founded?
Insurance One Agency, Inc. has been in business since 1984.