Integrity Auto Finance, LLC
How we got $2.0M
Based on its 10 employees and its payroll, both reported for PPP in 2020 and brought up to date.
Estimated value over time
▲ 20% since 2020Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.
What we know
Signs of a sale Some signs of a sale
- In business 26 years (since 2000)
From public records and the company's website, not a statement that it's for sale.
What they do
Integrity Auto Finance is a buy here pay here used vehicle dealership in Oklahoma City offering in-house financing for pre-owned vehicles, including programs to establish or rebuild credit. It serves Oklahomans and reports financing to all three major credit bureaus.
From the company's website. Industry: Car dealers.
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| INTEGRITY AUTO FINANCE, LLC this business | $15.3M | — |
| Nationwide Autos Direct Oklahoma City | $22.5M | 0.2 mi |
| Phagan Motors, Llc Oklahoma City | $22.5M | 0.2 mi |
| INTEGRITY AUTO GROUP, LLC Oklahoma City | $30.2M | 0.3 mi |
| Vanderbilt Trailers Inc. Oklahoma City | $22.5M | 0.3 mi |
| HIDDEN CREEK AUTO SALES LLC Oklahoma City · 1 employees | $1.9M | 0.4 mi |
| Tombo Racing Oklahoma City | $22.5M | 0.4 mi |
The full calculation
| Employees reported to the SBA | 10 |
| Revenue from headcount (employees × revenue per employee for companies this size) | $11.3M |
| Revenue from PPP payroll (payroll ÷ payroll's share of revenue for companies this size) | $16.0M |
| Estimate: the two combined (geometric mean) | $15.3M |
| EBITDA margin (industry, adjusted for size) | 4% |
| EBITDA = revenue × margin | $672K |
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
| Estimated value = EBITDA × typical sale multiple | $2.0M |
| Multiple for this size and industry | 3× |
| Value range | $1.1M – $2.8M |
| Revenue range | $10.1M – $17.4M |
| EBITDA range | $442K – $766K |
| Industry (NAICS) | Used Car Dealers (441120) |
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022, OK. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology
History & advisors
Advisors
- BankingLegacy BankPPP / SBA lender
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
Banking relationships
| Legacy Bank PPP 2020 | All 727 borrowers → |
From PPP and SBA loan records, which name the bank but not the individual banker.
PPP loans
| Approved | Draw | Amount | Jobs |
|---|---|---|---|
| 4/3/2020 | first | $112K | 10 |
Public records
Matched to this business by name and address from public government data; a match can occasionally be wrong.
About Integrity Auto Finance, LLC
Integrity Auto Finance, LLC is a car dealers company in Oklahoma City, Oklahoma, in business since 2000. Its estimated annual revenue is about $15.3M, with roughly $672K of EBITDA. It has about 10 employees. Its estimated business value is $2.0M (likely range $1.1M–$2.8M).
Common questions
- Who owns Integrity Auto Finance, LLC?
- The owner of Integrity Auto Finance, LLC isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
- How much revenue does Integrity Auto Finance, LLC make?
- SeeBITDA estimates Integrity Auto Finance, LLC's annual revenue at about $15.3M (likely between $10.1M and $17.4M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- What is Integrity Auto Finance, LLC worth?
- About $2.0M, roughly 3× its estimated EBITDA of $672K, typical for a car dealers company its size. Likely range: $1.1M–$2.8M.
- How many employees does Integrity Auto Finance, LLC have?
- About 10, as reported on its PPP loan.
- When was Integrity Auto Finance, LLC founded?
- Integrity Auto Finance, LLC has been in business since 2000.