Janine Billings Inurance Agency
How we got $1.4M
Based on its 6 employees and its payroll, both reported for PPP in 2020 and brought up to date.
What we know
Estimated value over time
▲ 30% since 2020Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| JANINE BILLINGS INURANCE AGENCY this business | $1.2M | — |
| Janine Morales Insurance Tulsa | $806K | 0.0 mi |
| Tyler McCall - State Farm Insurance Agent Tulsa | $806K | 0.1 mi |
| KIM SCRIVNER INSURANCE LLC Tulsa · 1 employees | $275K | 0.1 mi |
| Richard Miller Tulsa | $806K | 0.1 mi |
| Farmers Insurance - Colten Rhoades Tulsa | $806K | 0.1 mi |
| CATALYST FINANCIAL GROUP LLC Tulsa · 3 employees | $995K | 0.3 mi |
The full calculation
| Employees reported to the SBA | 6 |
| Revenue from headcount (employees × revenue per employee for companies this size) | $1.1M |
| Revenue from PPP payroll (payroll ÷ payroll's share of revenue for companies this size) | $1.0M |
| Estimate: the two combined (geometric mean) | $1.2M |
| EBITDA margin (industry, adjusted for size) | 33% |
| EBITDA = revenue × margin | $394K |
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
| Estimated value = EBITDA × typical sale multiple | $1.4M |
| Multiple for this size and industry | 3.6× |
| Value range | $746K – $1.9M |
| Revenue range | $789K – $1.4M |
| EBITDA range | $259K – $449K |
| Industry (NAICS) | Insurance Agencies and Brokerages (524210) |
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022, OK. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology
People & advisors
Advisors
- BankingCrossFirst BankPPP / SBA lender
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
Banking relationships
| CrossFirst Bank PPP 2020 | All 299 borrowers → |
From PPP and SBA loan records, which name the bank but not the individual banker.
PPP loans
| Approved | Draw | Amount | Jobs |
|---|---|---|---|
| 7/10/2020 | first | $45K | 6 |
About Janine Billings Inurance Agency
Janine Billings Inurance Agency is an insurance agencies company in Tulsa, Oklahoma. Its estimated annual revenue is about $1.2M, with roughly $394K of EBITDA. It has about 6 employees. Its estimated business value is $1.4M (likely range $746K–$1.9M).
Common questions
- Who owns Janine Billings Inurance Agency?
- The owner of Janine Billings Inurance Agency isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
- How much revenue does Janine Billings Inurance Agency make?
- SeeBITDA estimates Janine Billings Inurance Agency's annual revenue at about $1.2M (likely between $789K and $1.4M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- What is Janine Billings Inurance Agency worth?
- About $1.4M, roughly 3.6× its estimated EBITDA of $394K, typical for a insurance agencies company its size. Likely range: $746K–$1.9M.
- How many employees does Janine Billings Inurance Agency have?
- About 6, as reported on its PPP loan.