Jay's Jewelry, Inc.
How we got $3.4M
Based on its 9 employees and its payroll, both reported for PPP in 2020 and brought up to date.
What we know
Signs of a sale Some signs of a sale
- In business 78 years (since 1948)
From public records and the company's website, not a statement that it's for sale.
What they do
Jay's Jewelry, Inc. is a Chickasha, OK retailer of diamond and gemstone jewelry, with a store location and a firearms offering noted in its navigation.
From the company's website. Industry: Jewelry, Watch, Precious Stone, and Precious Metal Merchant Wholesalers.
Customers & suppliers
Suppliers & brands
- ASHI · brand it sells or installs
- Lashbrook · brand it sells or installs
- Rembrandt Charms · brand it sells or installs
Estimated value over time
▲ 47% since 2020Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.
Employees over time
▼ 22% since 2020Show as table
| Year | Source | Employees | Est. revenue |
|---|---|---|---|
| 2020 | PPP loan | 9 | $16.9M |
| 2024 | Form 5500 | 7 | $13.2M |
Participants are employees in the company's retirement plan at year end, from its Form 5500 filing with the Department of Labor. They usually run a little under total headcount (part-timers and new hires may not be eligible). Revenue and EBITDA apply this industry's revenue per employee and margin to each year's count.
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| JAY'S JEWELRY, INC. this business | $13.9M | — |
| MEDALLION MINT LLC Chickasha · 15 employees | $23.6M | 0.8 mi |
| POLLUTION CONTROL GROUP Chickasha · 7 employees | $9.3M | 2.4 mi |
| MAURICE BARRY & ASSOCIATES Blanchard · 1 employees | $1.3M | 17.0 mi |
| EQUIPMENT REMOVAL SERVICES LLC Minco · 8 employees | $6.4M | 17.3 mi |
| DOUG'S SAND & GRAVEL, INC. Newcastle · 2 employees | $2.2M | 23.4 mi |
| EVERETT RANDEL AND SUSAN ELIZABETH THOMAS TRUST Mustang · 2 employees | $2.3M | 26.4 mi |
The full calculation
| Employees reported to the SBA | 9 |
| Revenue from headcount (employees × revenue per employee for companies this size) | $16.6M |
| Revenue from PPP payroll (payroll ÷ payroll's share of revenue for companies this size) | $8.9M |
| Estimate: the two combined (geometric mean) | $13.9M |
| EBITDA margin (industry, adjusted for size) | 7% |
| EBITDA = revenue × margin | $952K |
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
| Estimated value = EBITDA × typical sale multiple | $3.4M |
| Multiple for this size and industry | 3.6× |
| Value range | $1.8M – $4.7M |
| Revenue range | $9.1M – $15.8M |
| EBITDA range | $626K – $1.1M |
| Industry (NAICS) | Jewelry, Watch, Precious Stone, and Precious Metal Merchant Wholesalers (423940) |
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology
People & advisors
Advisors
- BankingThe First National Bank and Trust Co, Chickasha, OklahomaPPP / SBA lender
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
Banking relationships
| The First National Bank and Trust Co, Chickasha, Oklahoma PPP 2020, PPP 2021 | All 478 borrowers → |
From PPP and SBA loan records, which name the bank but not the individual banker.
PPP loans
| Approved | Draw | Amount | Jobs |
|---|---|---|---|
| 4/8/2020 | first | $52K | 9 |
| 2/6/2021 | second | $57K | 7 |
Public records
Matched to this business by name and address from public government data; a match can occasionally be wrong.
About Jay's Jewelry, Inc.
Jay's Jewelry, Inc. is a jewelry, watch, precious stone, and precious metal merchant wholesalers company in Chickasha, Oklahoma, in business since 1948. Its estimated annual revenue is about $13.9M, with roughly $952K of EBITDA. It has about 7 employees. Its estimated business value is $3.4M (likely range $1.8M–$4.7M).
Common questions
- Who owns Jay's Jewelry, Inc.?
- The owner of Jay's Jewelry, Inc. isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
- How much revenue does Jay's Jewelry, Inc. make?
- SeeBITDA estimates Jay's Jewelry, Inc.'s annual revenue at about $13.9M (likely between $9.1M and $15.8M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- What is Jay's Jewelry, Inc. worth?
- About $3.4M, roughly 3.6× its estimated EBITDA of $952K, typical for a jewelry, watch, precious stone, and precious metal merchant wholesalers company its size. Likely range: $1.8M–$4.7M.
- How many employees does Jay's Jewelry, Inc. have?
- About 7, from its 2024 retirement-plan filing.
- When was Jay's Jewelry, Inc. founded?
- Jay's Jewelry, Inc. has been in business since 1948.