SeeBITDAOklahoma

Keith Cosby Agency Inc

Estimated valueMedium confidence
$565K
$297Klikely range$772K
About 3× its yearly profit, typical for a company this size in its industry.
Revenue
$489K
a year
Profit (EBITDA)
$188K
38% of revenue
Employees
2
reported in 2020
Leadership
Owner not found yet
We haven't found the owner in public records

How we got $565K

Based on its 2 employees and its payroll, both reported for PPP in 2020 and brought up to date.

2 employees × $208K each$415K
PPP payroll ÷ payroll's usual share of revenue$444K
Shown toward the top of its range×1.14
Revenue$489K
× 38% profit margin$188K
× 3 sale multiple = value$565K

· Own this business? Correct these figures

Estimated value over time

▲ 30% since 2020
$0$325K$649K20202026

Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.

What we know

PPP loan, 2020
No 401(k) filing
No reported financials
No website found
Owner not found

Compared with similar businesses nearby

BusinessEst. revenueEst. profitDistance
KEITH COSBY AGENCY INC
this business
$489K$188K—
AAA Oklahoma - Ada
Ada
$815K$313K0.5 mi
American Farmers & Ranchers
Ada
$815K$313K0.5 mi
Davis Insurance Group - Ada Branch
Ada
$815K$313K0.5 mi
Bailey Insurance Solutions Llc
Ada
$815K$313K0.5 mi
MORRISON AGENCY, INC
Ada · 14 employees
$3.5M$1.0M0.6 mi
ROBERT T. SHURTLEFF INSURANCE AGENCY, INC.
Ada · 2 employees
$526K$202K0.6 mi

The full calculation

Employees reported to the SBA2
Revenue from headcount (employees × revenue per employee for companies this size)$415K
Revenue from PPP payroll (payroll ÷ payroll's share of revenue for companies this size)$444K
Estimate: the two combined (geometric mean)$489K
EBITDA margin (industry, adjusted for size)38%
EBITDA = revenue × margin$188K

Figures are shown toward the upper part of their range rather than at its middle.

Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.

Estimated value = EBITDA × typical sale multiple$565K
Multiple for this size and industry3×
Value range$297K – $772K
Revenue range$322K – $558K
EBITDA range$124K – $215K
Industry (NAICS)Insurance Agencies and Brokerages (524210)

EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.

Benchmarks: US Economic Census 2022, OK. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology

History & advisors

Advisors

  • BankingCitizens Bank of AdaPPP / SBA lender

From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.

Banking relationships

Citizens Bank of Ada
PPP 2020
All 171 borrowers →

From PPP and SBA loan records, which name the bank but not the individual banker.

PPP loans

ApprovedDrawAmountForgivenJobsLender
4/5/2020first$15K$15K2Citizens Bank of Ada

About Keith Cosby Agency Inc

Keith Cosby Agency Inc is an insurance agencies company in Ada, Oklahoma. Its estimated annual revenue is about $489K, with roughly $188K of EBITDA. It has about 2 employees. Its estimated business value is $565K (likely range $297K–$772K).

Common questions

Who owns Keith Cosby Agency Inc?
The owner of Keith Cosby Agency Inc isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
How much revenue does Keith Cosby Agency Inc make?
SeeBITDA estimates Keith Cosby Agency Inc's annual revenue at about $489K (likely between $322K and $558K), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
What is Keith Cosby Agency Inc worth?
About $565K, roughly 3× its estimated EBITDA of $188K, typical for a insurance agencies company its size. Likely range: $297K–$772K.
How many employees does Keith Cosby Agency Inc have?
About 2, as reported on its PPP loan.