SeeBITDAOklahoma

Kolker Insurance, LLC

  • 8148 STATE HIGHWAY 17, Elgin, OK
  • Since 1958
Estimated valueMedium confidence
$403K
$212Klikely range$552K
About 3× its yearly profit, typical for a company this size in its industry.
Revenue
$350K
a year
Profit (EBITDA)
$134K
38% of revenue
Employees
2
reported in 2020
Gaylene Kolker
Owner/Agent · source
Likely to sell

How we got $403K

Based on its 2 employees and its payroll, both reported for PPP in 2020 and brought up to date.

2 employees × $208K each$415K
PPP payroll ÷ payroll's usual share of revenue$227K
Shown toward the top of its range×1.14
Revenue$350K
× 38% profit margin$134K
× 3 sale multiple = value$403K

· Own this business? Correct these figures

What we know

PPP loan, 2020
No 401(k) filing
No reported financials
Company website
Owner named

Signs of a sale Likely to sell

  • In business 68 years (since 1958)
  • No family successor named on its website

From public records and the company's website, not a statement that it's for sale.

What they do

Kolker Insurance, LLC is an insurance agency in Elgin, Oklahoma offering home and auto coverage and business policies, with quotes from top carriers in the industry.

Products & services
home and auto coverageinsurance plansinsurance quotes
Markets served
homeautobusiness
Service area
Elgin, Oklahoma

From the company's website. Industry: Insurance agencies.

Customers & suppliers

Possible customers nearby

The largest businesses within about 60 miles in the markets its website says it serves.

Home builders

Estimated value over time

▲ 30% since 2020
$0$232K$464K20202026

Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.

Compared with similar businesses nearby

BusinessEst. revenueEst. profitDistance
KOLKER INSURANCE, LLC
this business
$350K$134K—
KORI ESLICK INSURANCE AGENCY LLC
Elgin · 2 employees
$497K$191K0.2 mi
Allstate
Elgin
$806K$310K0.2 mi
Danny Cooper
Elgin
$806K$310K0.2 mi
AgDefense Risk Management
Elgin
$806K$310K0.3 mi
Farmers Insurance - Casey Estep
Elgin
$806K$310K0.6 mi
Ag Risk Management and Insurance
Apache
$806K$310K8.7 mi

The full calculation

Employees reported to the SBA2
Revenue from headcount (employees × revenue per employee for companies this size)$415K
Revenue from PPP payroll (payroll ÷ payroll's share of revenue for companies this size)$227K
Estimate: the two combined (geometric mean)$350K
EBITDA margin (industry, adjusted for size)38%
EBITDA = revenue × margin$134K

Figures are shown toward the upper part of their range rather than at its middle.

Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.

Estimated value = EBITDA × typical sale multiple$403K
Multiple for this size and industry3×
Value range$212K – $552K
Revenue range$230K – $399K
EBITDA range$88K – $153K
Industry (NAICS)Insurance Agencies and Brokerages (524210)

EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.

Benchmarks: US Economic Census 2022, OK. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology

People & advisors

Founded 1958
“Since 1958, we have been the local source for policies that protect your home, auto and business.”

Leadership

  • VC
    Vicki Campbell
    Office Manager · Company website · source
  • HP
    Heather Price
    Agent · Company website · source

Advisors

  • BankingLiberty National BankPPP / SBA lender

From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.

Banking relationships

Liberty National Bank
PPP 2020
All 430 borrowers →

From PPP and SBA loan records, which name the bank but not the individual banker.

PPP loans

ApprovedDrawAmountForgivenJobsLender
4/28/2020first$8K$8K2Liberty National Bank

Public records

Matched to this business by name and address from public government data; a match can occasionally be wrong.

About Kolker Insurance, LLC

Kolker Insurance, LLC is an insurance agencies company in Elgin, Oklahoma, in business since 1958. It is owned by Gaylene Kolker (Owner/Agent). Its estimated annual revenue is about $350K, with roughly $134K of EBITDA. It has about 2 employees. Its estimated business value is $403K (likely range $212K–$552K).

Common questions

Who owns Kolker Insurance, LLC?
Kolker Insurance, LLC is owned by Gaylene Kolker (Owner/Agent), according to public sources such as the company's website or filings.
How much revenue does Kolker Insurance, LLC make?
SeeBITDA estimates Kolker Insurance, LLC's annual revenue at about $350K (likely between $230K and $399K), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
What is Kolker Insurance, LLC worth?
About $403K, roughly 3× its estimated EBITDA of $134K, typical for a insurance agencies company its size. Likely range: $212K–$552K.
How many employees does Kolker Insurance, LLC have?
About 2, as reported on its PPP loan.
When was Kolker Insurance, LLC founded?
Kolker Insurance, LLC has been in business since 1958.
Is Kolker Insurance, LLC for sale?
There's no public listing, but it shows signs that often come before a sale: in business 68 years (since 1958); no family successor named on its website.