Kruger Investment Company
How we got $995K
Based on its 3 employees and its payroll, both reported for PPP in 2020 and brought up to date.
What we know
Signs of a sale Likely to sell
- In business 92 years (since 1934)
- Founder still runs it after 92 years
- Family in the business (Jim Kruger, Loan Officer and Vice President)
From public records and the company's website, not a statement that it's for sale.
What they do
Kruger Investment Company is a hard money lender based in Oklahoma City that makes loans to individuals and investors, including for properties that banks won't finance, with fast closes.
From the company's website. Industry: Insurance agencies.
Estimated value over time
▲ 30% since 2020Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| KRUGER INVESTMENT COMPANY this business | $843K | — |
| Whitlow Insurance Solutions, Llc Oklahoma City | $1.6M | 0.1 mi |
| Glm Properties Oklahoma City | $806K | 0.1 mi |
| Trisura Specialty Insurance Company Oklahoma City | $806K | 0.1 mi |
| GlobalHealth Oklahoma City | $806K | 0.1 mi |
| Johnston Legal Group Pc Oklahoma City | $806K | 0.2 mi |
| Berryhill Insurance Oklahoma City | $806K | 0.2 mi |
The full calculation
| Employees reported to the SBA | 3 |
| Revenue from headcount (employees × revenue per employee for companies this size) | $622K |
| Revenue from PPP payroll (payroll ÷ payroll's share of revenue for companies this size) | $878K |
| Estimate: the two combined (geometric mean) | $843K |
| EBITDA margin (industry, adjusted for size) | 33% |
| EBITDA = revenue × margin | $276K |
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
| Estimated value = EBITDA × typical sale multiple | $995K |
| Multiple for this size and industry | 3.6× |
| Value range | $524K – $1.4M |
| Revenue range | $554K – $961K |
| EBITDA range | $182K – $315K |
| Industry (NAICS) | Insurance Agencies and Brokerages (524210) |
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022, OK. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology
People & advisors
“Herman Kruger founded Kruger Investment Company to facilitate loans to individuals and investors.”
Leadership
- JKJim KrugerLoan Officer and Vice President · Company website · source
Advisors
- BankingBOKF, National AssociationPPP / SBA lender
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
Banking relationships
| BOKF, National Association PPP 2020 | All 2,399 borrowers → |
From PPP and SBA loan records, which name the bank but not the individual banker.
PPP loans
| Approved | Draw | Amount | Jobs |
|---|---|---|---|
| 5/7/2020 | first | $30K | 3 |
Public records
Matched to this business by name and address from public government data; a match can occasionally be wrong.
About Kruger Investment Company
Kruger Investment Company is an insurance agencies company in Oklahoma City, Oklahoma, in business since 1934. It is owned by Herman Kruger (Founder). Its estimated annual revenue is about $843K, with roughly $276K of EBITDA. It has about 3 employees. Its estimated business value is $995K (likely range $524K–$1.4M).
Common questions
- Who owns Kruger Investment Company?
- Kruger Investment Company is owned by Herman Kruger (Founder), according to public sources such as the company's website or filings.
- How much revenue does Kruger Investment Company make?
- SeeBITDA estimates Kruger Investment Company's annual revenue at about $843K (likely between $554K and $961K), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- What is Kruger Investment Company worth?
- About $995K, roughly 3.6× its estimated EBITDA of $276K, typical for a insurance agencies company its size. Likely range: $524K–$1.4M.
- How many employees does Kruger Investment Company have?
- About 3, as reported on its PPP loan.
- When was Kruger Investment Company founded?
- Kruger Investment Company has been in business since 1934.
- Is Kruger Investment Company for sale?
- There's no public listing, but it shows signs that often come before a sale: in business 92 years (since 1934); founder still runs it after 92 years; family in the business (jim kruger, loan officer and vice president).