Merrill Check Cashing L.L.C.
How we got $480K
Based on its 3 employees and its payroll, both reported for PPP in 2020 and brought up to date.
Estimated value over time
▼ 7% since 2020Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.
What we know
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| MERRILL CHECK CASHING L.L.C. this business | $427K | — |
| SALLISAW CHECK CASHING, L.L.C. Sallisaw · 2 employees | $510K | 0.0 mi |
| Western Union Sallisaw | $1.1M | 0.9 mi |
| WALMART #000047 Sallisaw | $1.1M | 0.9 mi |
| Western Union Sallisaw | $1.1M | 1.1 mi |
| Western Union Sallisaw | $1.1M | 3.3 mi |
| Western Union Vian | $1.1M | 10.5 mi |
The full calculation
| Employees reported to the SBA | 3 |
| Revenue from headcount (employees × revenue per employee for companies this size) | $647K |
| Revenue from PPP payroll (payroll ÷ payroll's share of revenue for companies this size) | $217K |
| Estimate: the two combined (geometric mean) | $427K |
| EBITDA margin (industry, adjusted for size) | 45% |
| EBITDA = revenue × margin | $192K |
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
| Estimated value = EBITDA × typical sale multiple | $480K |
| Multiple for this size and industry | 2.5× |
| Value range | $253K – $657K |
| Revenue range | $281K – $487K |
| EBITDA range | $126K – $219K |
| Industry (NAICS) | Other Activities Related to Credit Intermediation (522390) |
Low confidence: the employee-based and payroll-based estimates differ by more than 2×.
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology
History & advisors
Advisors
- BankingRCB BankPPP / SBA lender
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
Banking relationships
| RCB Bank PPP 2020 | All 1,690 borrowers → |
From PPP and SBA loan records, which name the bank but not the individual banker.
PPP loans
| Approved | Draw | Amount | Jobs |
|---|---|---|---|
| 4/16/2020 | first | $8K | 3 |
About Merrill Check Cashing L.L.C.
Merrill Check Cashing L.L.C. is an other activities related to credit intermediation company in Sallisaw, Oklahoma. Its estimated annual revenue is about $427K, with roughly $192K of EBITDA. It has about 3 employees. Its estimated business value is $480K (likely range $253K–$657K).
Common questions
- Who owns Merrill Check Cashing L.L.C.?
- The owner of Merrill Check Cashing L.L.C. isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
- How much revenue does Merrill Check Cashing L.L.C. make?
- SeeBITDA estimates Merrill Check Cashing L.L.C.'s annual revenue at about $427K (likely between $281K and $487K), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- What is Merrill Check Cashing L.L.C. worth?
- About $480K, roughly 2.5× its estimated EBITDA of $192K, typical for a other activities related to credit intermediation company its size. Likely range: $253K–$657K.
- How many employees does Merrill Check Cashing L.L.C. have?
- About 3, as reported on its PPP loan.