Michelle Early Insurance Agency, LLC
How we got $2.4M
Based on its 9 employees and its payroll, both reported for PPP in 2020 and brought up to date.
What we know
Signs of a sale Unlikely to sell soon
- In business 18 years (since 2008)
From public records and the company's website, not a statement that it's for sale.
What they do
Michelle Early Insurance Agency is a Farmers Insurance agency serving Edmond and Oklahoma City.
From the company's website. Industry: Insurance agencies.
Customers & suppliers
Suppliers & brands
- Farmers Insurance · brand it sells or installs
Estimated value over time
▲ 30% since 2020Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| MICHELLE EARLY INSURANCE AGENCY, LLC this business | $1.8M | — |
| Angela G Thompson - 17342 N May Ave Edmond | $806K | 0.0 mi |
| Farmers Insurance - Angela Thompson Edmond | $806K | 0.0 mi |
| DACE INSURANCE AGENCY LLC Edmond · 5 employees | $857K | 0.0 mi |
| LBV INSURANCE, LLC Edmond · 5 employees | $1.2M | 0.0 mi |
| DAVIS INSURANCE GROUP LLC Edmond · 3 employees | $840K | 0.0 mi |
| State Farm Edmond | $806K | 0.1 mi |
The full calculation
| Employees reported to the SBA | 9 |
| Revenue from headcount (employees × revenue per employee for companies this size) | $1.6M |
| Revenue from PPP payroll (payroll ÷ payroll's share of revenue for companies this size) | $1.6M |
| Estimate: the two combined (geometric mean) | $1.8M |
| EBITDA margin (industry, adjusted for size) | 30% |
| EBITDA = revenue × margin | $538K |
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
| Estimated value = EBITDA × typical sale multiple | $2.4M |
| Multiple for this size and industry | 4.5× |
| Value range | $1.3M – $3.3M |
| Revenue range | $1.2M – $2.1M |
| EBITDA range | $354K – $613K |
| Industry (NAICS) | Insurance Agencies and Brokerages (524210) |
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022, OK. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology
History & advisors
Advisors
- BankingFirst National Bank of OklahomaPPP / SBA lender
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
Banking relationships
| First National Bank of Oklahoma 504 2021, PPP 2020, PPP 2021 | All 405 borrowers → |
From PPP and SBA loan records, which name the bank but not the individual banker.
PPP loans
| Approved | Draw | Amount | Jobs |
|---|---|---|---|
| 4/6/2020 | first | $69K | 6 |
| 1/21/2021 | second | $75K | 9 |
Public records
| Jun 2021 | 504 | $146K |
Matched to this business by name and address from public government data; a match can occasionally be wrong.
About Michelle Early Insurance Agency, LLC
Michelle Early Insurance Agency, LLC is an insurance agencies company in Edmond, Oklahoma, in business since 2008. Its estimated annual revenue is about $1.8M, with roughly $538K of EBITDA. It has about 9 employees. Its estimated business value is $2.4M (likely range $1.3M–$3.3M).
Common questions
- Who owns Michelle Early Insurance Agency, LLC?
- The owner of Michelle Early Insurance Agency, LLC isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
- How much revenue does Michelle Early Insurance Agency, LLC make?
- SeeBITDA estimates Michelle Early Insurance Agency, LLC's annual revenue at about $1.8M (likely between $1.2M and $2.1M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- What is Michelle Early Insurance Agency, LLC worth?
- About $2.4M, roughly 4.5× its estimated EBITDA of $538K, typical for a insurance agencies company its size. Likely range: $1.3M–$3.3M.
- How many employees does Michelle Early Insurance Agency, LLC have?
- About 9, as reported on its PPP loan.
- When was Michelle Early Insurance Agency, LLC founded?
- Michelle Early Insurance Agency, LLC has been in business since 2008.