N & J Lube Inc
How we got $465K
Based on its 6 employees and its payroll, both reported for PPP in 2020 and brought up to date.
What we know
Estimated value over time
▲ 25% since 2020Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| N & J LUBE INC this business | $1.5M | — |
| Castrol Quik Lube Oklahoma City | $1.4M | 0.0 mi |
| Super Clean Full Service Car Wash and Detail Shop Oklahoma City | $1.4M | 0.0 mi |
| AAMCO of Oklahoma Oklahoma City | $1.4M | 0.1 mi |
| AAMCO Transmissions Oklahoma City | $1.4M | 0.1 mi |
| Zips Car Wash Oklahoma City | $1.4M | 0.3 mi |
| OK DENT WORKS INC Oklahoma City · 1 employees | $375K | 0.3 mi |
The full calculation
| Employees reported to the SBA | 6 |
| Revenue from headcount (employees × revenue per employee for companies this size) | $1.3M |
| Revenue from PPP payroll (payroll ÷ payroll's share of revenue for companies this size) | $1.3M |
| Estimate: the two combined (geometric mean) | $1.5M |
| EBITDA margin (industry, adjusted for size) | 14% |
| EBITDA = revenue × margin | $202K |
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
| Estimated value = EBITDA × typical sale multiple | $465K |
| Multiple for this size and industry | 2.3× |
| Value range | $245K – $636K |
| Revenue range | $964K – $1.7M |
| EBITDA range | $133K – $230K |
| Industry (NAICS) | Automotive Oil Change and Lubrication Shops (811191) |
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022, OK. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology
People & advisors
Advisors
- BankingJPMorgan Chase Bank, National AssociationPPP / SBA lender
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
Banking relationships
| JPMorgan Chase Bank, National Association PPP 2020 | All 993 borrowers → |
From PPP and SBA loan records, which name the bank but not the individual banker.
PPP loans
| Approved | Draw | Amount | Jobs |
|---|---|---|---|
| 5/1/2020 | first | $43K | 6 |
About N & J Lube Inc
N & J Lube Inc is an auto repair company in Oklahoma City, Oklahoma. Its estimated annual revenue is about $1.5M, with roughly $202K of EBITDA. It has about 6 employees. Its estimated business value is $465K (likely range $245K–$636K).
Common questions
- Who owns N & J Lube Inc?
- The owner of N & J Lube Inc isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
- How much revenue does N & J Lube Inc make?
- SeeBITDA estimates N & J Lube Inc's annual revenue at about $1.5M (likely between $964K and $1.7M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- What is N & J Lube Inc worth?
- About $465K, roughly 2.3× its estimated EBITDA of $202K, typical for a auto repair company its size. Likely range: $245K–$636K.
- How many employees does N & J Lube Inc have?
- About 6, as reported on its PPP loan.