Oklahoma Health and Life Insurance, LLC
How we got $920K
Based on its 1 employees and its payroll, both reported for PPP in 2020 and brought up to date.
What we know
Signs of a sale Unlikely to sell soon
- In business 17 years (since 2009)
From public records and the company's website, not a statement that it's for sale.
What they do
Oklahoma Health and Life Insurance, LLC is an independent insurance agency in Oklahoma City that helps individuals, families, self-employed people and small businesses find health, life and supplemental insurance. It says it only represents A-rated carriers in Oklahoma.
From the company's website. Industry: Direct Life Insurance Carriers.
Customers & suppliers
Suppliers & brands
- Aetna · brand it sells or installs
- Ambetter · brand it sells or installs
- Blue Cross and Blue Shield · brand it sells or installs
- Cigna · brand it sells or installs
- GoldenRule (United Health Care) · brand it sells or installs
- Global Health · brand it sells or installs
- Humana · brand it sells or installs
- Oscar · brand it sells or installs
- Medica · brand it sells or installs
- Mutual of Omaha · brand it sells or installs
- United Healthcare · brand it sells or installs
- Wellcare · brand it sells or installs
Estimated value over time
▲ 15% since 2020Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| OKLAHOMA HEALTH AND LIFE INSURANCE, LLC this business | $935K | — |
| KEY FINANCIAL ADVISORS LLC Oklahoma City · 1 employees | $439K | 0.8 mi |
| PRAXIS HEALTH GROUP, LLC Oklahoma City · 4 employees | $5.7M | 2.3 mi |
| COLEMAN INSURANCE LLC Oklahoma City · 5 employees | $4.8M | 2.8 mi |
| BRAD RUSSELL INSURANCE AGENCY, LLC Warr Acres · 6 employees | $10.7M | 3.2 mi |
| PHIL GOODE & ASSOCIATES INC Oklahoma City · 1 employees | $1.2M | 4.3 mi |
| CAMPBELL -KAUFFMAN, INC. Oklahoma City · 3 employees | $4.6M | 5.3 mi |
The full calculation
| Employees reported to the SBA | 1 |
| Revenue from headcount (employees × revenue per employee for companies this size) | $1.3M |
| Revenue from PPP payroll (payroll ÷ payroll's share of revenue for companies this size) | $506K |
| Estimate: the two combined (geometric mean) | $935K |
| EBITDA margin (industry, adjusted for size) | 33% |
| EBITDA = revenue × margin | $307K |
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
| Estimated value = EBITDA × typical sale multiple | $920K |
| Multiple for this size and industry | 3× |
| Value range | $484K – $1.3M |
| Revenue range | $615K – $1.1M |
| EBITDA range | $202K – $350K |
| Industry (NAICS) | Direct Life Insurance Carriers (524113) |
Low confidence: the employee-based and payroll-based estimates differ by more than 2×.
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022, OK. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology
People & advisors
Advisors
- BankingJPMorgan Chase Bank, National AssociationPPP / SBA lender
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
Banking relationships
| JPMorgan Chase Bank, National Association PPP 2020 | All 993 borrowers → |
From PPP and SBA loan records, which name the bank but not the individual banker.
PPP loans
| Approved | Draw | Amount | Jobs |
|---|---|---|---|
| 5/1/2020 | first | $8K | 1 |
Public records
Matched to this business by name and address from public government data; a match can occasionally be wrong.
About Oklahoma Health and Life Insurance, LLC
Oklahoma Health and Life Insurance, LLC is a direct life insurance carriers company in Oklahoma City, Oklahoma, in business since 2009. It is owned by Florence Goins (Owner-Broker Agent). Its estimated annual revenue is about $935K, with roughly $307K of EBITDA. It has about 1 employees. Its estimated business value is $920K (likely range $484K–$1.3M).
Common questions
- Who owns Oklahoma Health and Life Insurance, LLC?
- Oklahoma Health and Life Insurance, LLC is owned by Florence Goins (Owner-Broker Agent), according to public sources such as the company's website or filings.
- How much revenue does Oklahoma Health and Life Insurance, LLC make?
- SeeBITDA estimates Oklahoma Health and Life Insurance, LLC's annual revenue at about $935K (likely between $615K and $1.1M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- What is Oklahoma Health and Life Insurance, LLC worth?
- About $920K, roughly 3× its estimated EBITDA of $307K, typical for a direct life insurance carriers company its size. Likely range: $484K–$1.3M.
- How many employees does Oklahoma Health and Life Insurance, LLC have?
- About 1, as reported on its PPP loan.
- When was Oklahoma Health and Life Insurance, LLC founded?
- Oklahoma Health and Life Insurance, LLC has been in business since 2009.