How we got $48.0M
Based on FDIC call report (2025).
What we know
What they do
F&M Bank is a family-owned bank in Edmond, Oklahoma offering personal and business banking, loans, and mortgages. The site says it has been in operation for 120 years and serves Oklahomans.
From the company's website. Industry: Banks & credit unions.
Customers & suppliers
Possible customers nearby
The largest businesses within about 60 miles in the markets its website says it serves.
- WINTER LIVESTOCK, INC · Enid, 56 mi · $60.2M
- LAZY J ARENA, LLC · Stillwater, 38 mi · $30.7M
- FIRE LEAF ENTERPRISES LLC · Oklahoma City, 14 mi · $30.1M
- EXPRESS RANCHES INC · Yukon, 13 mi · $18.0M
- LANCE RHODES · Fairview, 72 mi · $10.9M
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| F&m Bank this business | $48.0M | — |
| First Fidelity Bank - Rose Creek Edmond | $1.8M | 0.5 mi |
| MidFirst Bank Edmond | $1.8M | 0.6 mi |
| People's Bank & Trust Edmond | $1.8M | 0.8 mi |
| RCB Bank Edmond | $1.8M | 1.1 mi |
| Communication FCU Edmond | $1.8M | 1.2 mi |
| Arvest Bank Edmond | $1.8M | 1.2 mi |
The full calculation
These are the business's own reported figures, from its FDIC call report, not an estimate.
| Revenue range | $45.6M – $50.4M |
| EBITDA range | $11.1M – $12.3M |
| Industry (NAICS) | Depository credit intermediation (5221) |
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022, OK. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Listing details come from Overture Maps open data. Full methodology
History & advisors
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
Public records
Matched to this business by name and address from public government data; a match can occasionally be wrong.
About F&m Bank
F&m Bank is a family-owned banks & credit unions company in Edmond, Oklahoma, in business since 1902. It is owned by John Tom Anderson (CEO). Its reported annual revenue is about $48.0M, with roughly $11.7M of EBITDA.
Common questions
- Who owns F&m Bank?
- F&m Bank is owned by John Tom Anderson (CEO), according to public sources such as the company's website or filings.
- How much revenue does F&m Bank make?
- F&m Bank reported revenue of about $48.0M.
- When was F&m Bank founded?
- F&m Bank has been in business since 1902.