Citizens Bank & Trust Company
How we got $3.8M
Based on typical figures for its industry (2022 Economic Census), not its own records.
What we know
Signs of a sale Some signs of a sale
- In business 48 years (since 1978)
From public records and the company's website, not a statement that it's for sale.
What they do
Citizens Bank & Trust is a community bank in Ardmore, Oklahoma, offering personal and commercial banking, loans, mobile banking, and wealth management to Ardmore families and businesses.
From the company's website. Industry: Banks & credit unions.
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| Citizens Bank & Trust Company this business | $3.8M | — |
| BancFirst Ardmore | $1.9M | 0.2 mi |
| Ibc Bank Ardmore | $1.9M | 0.2 mi |
| 1NB Ardmore | $1.9M | 0.3 mi |
| 1NB Ardmore | $1.9M | 1.0 mi |
| First National Bank Ardmore | $1.9M | 1.0 mi |
| Bmo Bank N.a Branches Ardmore | $19.2M | 1.0 mi |
The full calculation
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
This business has no PPP loan on record, so there is no business-specific data. The figures are the typical estimated revenue of Depository credit intermediation businesses in our Oklahoma data: the middle value, with the range covering the middle half of those businesses. EBITDA applies the industry margin (45%). Treat these as a rough guide.
| Revenue range | $1.2M – $5.7M |
| EBITDA range | $522K – $2.6M |
| Industry (NAICS) | Depository credit intermediation (5221) |
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022, OK. These are statistical estimates, not reported financials. Listing details come from Overture Maps open data. Full methodology
People & advisors
“Since 1978, Citizens Bank & Trust has been Ardmore’s hometown bank, offering friendly faces, trusted guidance, and big-bank services with a neighborly touch.”
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
2 locations
| 10 W Main St | Ardmore | This listing |
| 1100 N Commerce St | Ardmore | View |
Revenue, profit and value are for the whole company.
Public records
Matched to this business by name and address from public government data; a match can occasionally be wrong.
About Citizens Bank & Trust Company
Citizens Bank & Trust Company is a banks & credit unions company in Ardmore, Oklahoma, in business since 1978. Its estimated annual revenue is about $3.8M, with roughly $1.7M of EBITDA. It has 2 locations.
Common questions
- Who owns Citizens Bank & Trust Company?
- The owner of Citizens Bank & Trust Company isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
- How much revenue does Citizens Bank & Trust Company make?
- SeeBITDA estimates Citizens Bank & Trust Company's annual revenue at about $3.8M (likely between $1.2M and $5.7M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- When was Citizens Bank & Trust Company founded?
- Citizens Bank & Trust Company has been in business since 1978.