American Farmers & Ranchers
How we got $3.2M
Based on typical figures for its industry (2022 Economic Census), not its own records.
What we know
Signs of a sale Likely to sell
- In business 121 years (since 1905)
- No family successor named on its website
From public records and the company's website, not a statement that it's for sale.
What they do
American Farmers & Ranchers Mutual Insurance Company sells insurance products including homeowners, auto, farm and ranch, life, dwelling, and umbrella coverage, with agents across the state of Oklahoma.
From the company's website. Industry: Insurance agencies.
Customers & suppliers
Possible customers nearby
The largest businesses within about 60 miles in the markets its website says it serves.
- BUFFALO FEEDERS LLC · Buffalo, 30 mi · $21.2M
- WOODWARD LIVESTOCK AUCTION, INC. · Woodward, 2 mi · $17.3M
- LANCE RHODES · Fairview, 47 mi · $10.9M
- CATTLEMAN'S CHOICE FEEDYARD, INC · Gage, 19 mi · $9.0M
- XCEL FEEDYARD, LLC · Watonga, 71 mi · $8.7M
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| American Farmers & Ranchers this business | $2.4M | — |
| Lively Insurance Agency Woodward | $806K | 0.0 mi |
| BenTec Insurance Agency Woodward | $2.4M | 0.1 mi |
| ANNETTE STRUNK AGENCY, LLC Woodward · 5 employees | $1.0M | 0.1 mi |
| Sampson Agency-Woodward Woodward | $806K | 0.1 mi |
| WISE AGENCY Woodward · 3 employees | $746K | 0.1 mi |
| AAA Woodward - Insurance/Membership Only Woodward | $806K | 0.1 mi |
The full calculation
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
| Estimated value = EBITDA × typical sale multiple | $3.2M |
| Multiple for this size and industry | 4.5× |
| Value range | $1.2M – $4.8M |
This business has no PPP loan on record, so there is no business-specific data. The figures are the typical estimated revenue of Agencies, brokerages, and other insurance related activities businesses in our Oklahoma data: the middle value, with the range covering the middle half of those businesses. EBITDA applies the industry margin (30%). Treat these as a rough guide.
| Revenue range | $1.1M – $3.0M |
| EBITDA range | $330K – $896K |
| Industry (NAICS) | Agencies, brokerages, and other insurance related activities (5242) |
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022, OK. These are statistical estimates, not reported financials. Listing details come from Overture Maps open data. Full methodology
People & advisors
“AFR Insurance's roots date back to 1905 with the establishment of the membership organization, Oklahoma Farmers Union.”
Leadership
- BABernadette Autreychief financial officer · Company website · source
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
3 locations
| 1123 18th St | Woodward | This listing |
| 1209 N Main St | Mcalester | View |
| 215 S College Ave | Tahlequah | View |
Revenue, profit and value are for the whole company.
Public records
Matched to this business by name and address from public government data; a match can occasionally be wrong.
About American Farmers & Ranchers
American Farmers & Ranchers is an insurance agencies company in Woodward, Oklahoma, in business since 1905. It is owned by Chad Yearwood (President & Chief Executive Officer). Its estimated annual revenue is about $2.4M, with roughly $717K of EBITDA. Its estimated business value is $3.2M (likely range $1.2M–$4.8M). It has 3 locations.
Common questions
- Who owns American Farmers & Ranchers?
- American Farmers & Ranchers is owned by Chad Yearwood (President & Chief Executive Officer), according to public sources such as the company's website or filings.
- How much revenue does American Farmers & Ranchers make?
- SeeBITDA estimates American Farmers & Ranchers's annual revenue at about $2.4M (likely between $1.1M and $3.0M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- What is American Farmers & Ranchers worth?
- About $3.2M, roughly 4.5× its estimated EBITDA of $717K, typical for a insurance agencies company its size. Likely range: $1.2M–$4.8M.
- When was American Farmers & Ranchers founded?
- American Farmers & Ranchers has been in business since 1905.
- Is American Farmers & Ranchers for sale?
- There's no public listing, but it shows signs that often come before a sale: in business 121 years (since 1905); no family successor named on its website.