SeeBITDAOklahoma

Tower Loans

Consumer Lending
Estimated valueLow confidence
$5.3M
$1.8Mlikely range$8.6M
About 4.5× its yearly profit, typical for a company this size in its industry.
Revenue
$3.2M
a year
Profit (EBITDA)
$1.2M
37% of revenue
Employees
—
not reported
Leadership
Owner not found yet
We haven't found the owner in public records
Some signs of a sale

How we got $5.3M

Based on typical figures for its industry (2022 Economic Census), not its own records.

A typical consumer lending business in Oklahoma$3.2M
Revenue$3.2M
× 37% profit margin$1.2M
× 4.5 sale multiple = value$5.3M

· Own this business? Correct these figures

What we know

No PPP loan
No 401(k) filing
No reported financials
Company website
Owner not found
3 locations found

Signs of a sale Some signs of a sale

  • In business 90 years (since 1936)

From public records and the company's website, not a statement that it's for sale.

What they do

Tower Loan offers personal, installment and other consumer loans through branch offices and online applications. It serves borrowers across six states, with offices in over 240 cities.

Products & services
Online LoansPersonal LoansInstallment LoansVacation LoansHome Improvement LoansAuto Secured LoansEmergency LoansDebt Consolidation LoansCheck by Mail
Markets served
Medical BillsCar RepairsGifts
Service area
AlabamaFloridaIllinoisLouisianaMississippiMissouriTennesseeTexas

From the company's website. Industry: Consumer Lending.

Compared with similar businesses nearby

BusinessEst. revenueEst. profitDistance
Tower Loans
this business
$3.2M$1.2M—
OneMain Financial
Clinton
$1.1M$435K0.1 mi
Sun Loan Company
Clinton
$1.1M$435K0.1 mi
Red River Credit Corporation
Clinton
$1.1M$435K0.4 mi
World Finance
Clinton
$1.1M$435K0.4 mi
Farm Credit-Western Oklahoma
Clinton
$1.3M$171K1.4 mi
World Finance
Weatherford
$1.1M$435K14.6 mi

The full calculation

Figures are shown toward the upper part of their range rather than at its middle.

Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.

Estimated value = EBITDA × typical sale multiple$5.3M
Multiple for this size and industry4.5×
Value range$1.8M – $8.6M

This business has no PPP loan on record, so there is no business-specific data. The figures are the typical estimated revenue of Consumer Lending businesses in our Oklahoma data: the middle value, with the range covering the middle half of those businesses. EBITDA applies the industry margin (37%). Treat these as a rough guide.

Revenue range$1.3M – $4.3M
EBITDA range$492K – $1.6M
Industry (NAICS)Consumer Lending (522291)

EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.

Benchmarks: US Economic Census 2022, OK. These are statistical estimates, not reported financials. Listing details come from Overture Maps open data. Full methodology

History & advisors

Founded 1936
“Since 1936, Tower Loan has grown from its Mississippi roots into a company serving communities across eight states.”

From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.

3 locations

707 Frisco AveClintonThis listing
714 Manvel AveChandlerView
405 E 2nd AveOwassoView

Revenue, profit and value are for the whole company.

Public records

Matched to this business by name and address from public government data; a match can occasionally be wrong.

About Tower Loans

Tower Loans is a consumer lending company in Clinton, Oklahoma, in business since 1936. Its estimated annual revenue is about $3.2M, with roughly $1.2M of EBITDA. Its estimated business value is $5.3M (likely range $1.8M–$8.6M). It has 3 locations.

Common questions

Who owns Tower Loans?
The owner of Tower Loans isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
How much revenue does Tower Loans make?
SeeBITDA estimates Tower Loans's annual revenue at about $3.2M (likely between $1.3M and $4.3M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
What is Tower Loans worth?
About $5.3M, roughly 4.5× its estimated EBITDA of $1.2M, typical for a consumer lending company its size. Likely range: $1.8M–$8.6M.
When was Tower Loans founded?
Tower Loans has been in business since 1936.