Atlas Credit Co., Inc.
How we got $5.4M
Based on typical figures for its industry (2022 Economic Census), not its own records.
What we know
Signs of a sale Some signs of a sale
- In business 58 years (since 1968)
From public records and the company's website, not a statement that it's for sale.
What they do
Atlas Credit Co. offers personal loans from $100 to $2,000, including bad credit loans, with 5 to 12 month term contracts and online or in-branch applications. It says it serves customers in Texas, Oklahoma and Missouri and has been lending since 1968.
From the company's website. Industry: Consumer Lending.
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| Atlas Credit Co., Inc. this business | $3.2M | — |
| Check 'n Go Warr Acres | $1.1M | 0.0 mi |
| Bank Of Oklahoma Warr Acres | $1.9M | 0.1 mi |
| Toro Taxes Oklahoma Oklahoma City | $1.1M | 0.1 mi |
| Western Union Warr Acres | $1.1M | 0.1 mi |
| WARGIN-TORRES AND ASSOCIATES LLC Warr Acres · 1 employees | $332K | 0.1 mi |
| Red River Credit Corporation Warr Acres | $1.1M | 0.1 mi |
The full calculation
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
| Estimated value = EBITDA × typical sale multiple | $5.4M |
| Multiple for this size and industry | 4.5× |
| Value range | $1.8M – $8.7M |
This business has no PPP loan on record, so there is no business-specific data. The figures are the typical estimated revenue of Consumer Lending businesses in our Oklahoma data: the middle value, with the range covering the middle half of those businesses. EBITDA applies the industry margin (37%). Treat these as a rough guide.
| Revenue range | $1.3M – $4.3M |
| EBITDA range | $495K – $1.6M |
| Industry (NAICS) | Consumer Lending (522291) |
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022, OK. These are statistical estimates, not reported financials. Listing details come from Overture Maps open data. Full methodology
History & advisors
“Ever since our founder, Thomas A. Young, opened the doors of our first office in Tyler, Texas on January 11, 1968, Atlas Credit has grown into one of the most reputable and responsible consumer lenders in the state of Texas with now over fifty locations across the state.”
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
3 locations
| 5912 NW 38th St | Warr Acres | This listing |
| 4742 SE 29th St | Del City | View |
| 2209 W Interstate 240 Service Rd Ste 318 | Oklahoma City | View |
Revenue, profit and value are for the whole company.
Public records
Matched to this business by name and address from public government data; a match can occasionally be wrong.
About Atlas Credit Co., Inc.
Atlas Credit Co., Inc. is a consumer lending company in Warr Acres, Oklahoma, in business since 1968. It is owned by Brandon Mays (CEO). Its estimated annual revenue is about $3.2M, with roughly $1.2M of EBITDA. Its estimated business value is $5.4M (likely range $1.8M–$8.7M). It has 3 locations.
Common questions
- Who owns Atlas Credit Co., Inc.?
- Atlas Credit Co., Inc. is owned by Brandon Mays (CEO), according to public sources such as the company's website or filings.
- How much revenue does Atlas Credit Co., Inc. make?
- SeeBITDA estimates Atlas Credit Co., Inc.'s annual revenue at about $3.2M (likely between $1.3M and $4.3M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- What is Atlas Credit Co., Inc. worth?
- About $5.4M, roughly 4.5× its estimated EBITDA of $1.2M, typical for a consumer lending company its size. Likely range: $1.8M–$8.7M.
- When was Atlas Credit Co., Inc. founded?
- Atlas Credit Co., Inc. has been in business since 1968.