Fred Loya Insurance
How we got $7.1M
Based on typical figures for its industry (2022 Economic Census), not its own records.
What we know
Signs of a sale Likely to sell
- In business 52 years (since 1974)
- Founder still runs it after 52 years
From public records and the company's website, not a statement that it's for sale.
What they do
Fred Loya Insurance sells affordable car insurance coverage with multiple discounts, offering quotes by phone or online and in-person offices across 12 states.
From the company's website. Industry: Insurance agencies.
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| Fred Loya Insurance this business | $4.8M | — |
| PORTILLO INSURANCE AGENCY INC Oklahoma City · 4 employees | $799K | 0.4 mi |
| Ciani Portillo Oklahoma City | $806K | 0.5 mi |
| NUEVO CENTRAL INSURANCE AGENCY, LLC Oklahoma City · 4 employees | $815K | 0.5 mi |
| AARVIN INSURANCE SERVICES LLC Oklahoma City · 8 employees | $1.5M | 0.6 mi |
| Thunder Insurance Oklahoma City | $806K | 0.6 mi |
| PCG Insurance Oklahoma City | $806K | 0.6 mi |
The full calculation
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
| Estimated value = EBITDA × typical sale multiple | $7.1M |
| Multiple for this size and industry | 5.4× |
| Value range | $2.6M – $10.6M |
This business has no PPP loan on record, so there is no business-specific data. The figures are the typical estimated revenue of Agencies, brokerages, and other insurance related activities businesses in our Oklahoma data: the middle value, with the range covering the middle half of those businesses. EBITDA applies the industry margin (27%). Treat these as a rough guide.
| Revenue range | $2.2M – $6.0M |
| EBITDA range | $603K – $1.6M |
| Industry (NAICS) | Agencies, brokerages, and other insurance related activities (5242) |
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022, OK. These are statistical estimates, not reported financials. Listing details come from Overture Maps open data. Full methodology
People & advisors
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
6 locations
| 3713 Southwestern Ave | Oklahoma City | This listing |
| 1104 SE 44th St | Oklahoma City | View |
| 2701 SW 29th St | Oklahoma City | View |
| 415 SW 59th St | Oklahoma City | View |
| 1546 N Lewis Ave | Tulsa | View |
| 3123 S Garnett Rd | Tulsa | View |
Revenue, profit and value are for the whole company.
Public records
Matched to this business by name and address from public government data; a match can occasionally be wrong.
About Fred Loya Insurance
Fred Loya Insurance is an insurance agencies company in Oklahoma City, Oklahoma, in business since 1974. It is owned by Fred Loya Sr. (Founder). Its estimated annual revenue is about $4.8M, with roughly $1.3M of EBITDA. Its estimated business value is $7.1M (likely range $2.6M–$10.6M). It has 6 locations.
Common questions
- Who owns Fred Loya Insurance?
- Fred Loya Insurance is owned by Fred Loya Sr. (Founder), according to public sources such as the company's website or filings.
- How much revenue does Fred Loya Insurance make?
- SeeBITDA estimates Fred Loya Insurance's annual revenue at about $4.8M (likely between $2.2M and $6.0M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- What is Fred Loya Insurance worth?
- About $7.1M, roughly 5.4× its estimated EBITDA of $1.3M, typical for a insurance agencies company its size. Likely range: $2.6M–$10.6M.
- When was Fred Loya Insurance founded?
- Fred Loya Insurance has been in business since 1974.
- Is Fred Loya Insurance for sale?
- There's no public listing, but it shows signs that often come before a sale: in business 52 years (since 1974); founder still runs it after 52 years.