Ratterman's Insurance Agency
- Stratton RattermanTech Supervisor · Company website
- Rebecca RattermanCommercial Lines Insurance Agent · Company website
- Rhonda RattermanAccounting/Insurance Agent · Company website
- Stetson RattermanInsurance Agent · Company website
- Wendy WrayFile Clerk and Receptionist · Company website
How we got $1.1M
Based on typical figures for its industry (2022 Economic Census), not its own records.
What we know
Signs of a sale Unlikely to sell soon
- In business 31 years (since 1995)
- Family in the business (Rebecca Ratterman, Commercial Lines Insurance Agent)
From public records and the company's website, not a statement that it's for sale.
What they do
Ratterman's Insurance Agency is a Minco, Oklahoma insurance agency offering coverage for homes, autos, recreational vehicles, bonds, commercial lines and life insurance. It says it helps customers find the lowest prices and quotes from several companies it writes for.
From the company's website. Industry: Insurance agencies.
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| Ratterman's Insurance Agency this business | $815K | — |
| CORNERSTONE INSURANCE GROUP, LLC Tuttle · 14 employees | $3.5M | 7.4 mi |
| Farmers Insurance - Misty Gossen Tuttle | $815K | 7.4 mi |
| J Mark Burton Tuttle | $815K | 7.7 mi |
| State Farm Tuttle | $815K | 7.7 mi |
| Doren Grace Glasscock - 1121 W St Hwy 152 Mustang | $815K | 12.1 mi |
| Cody Diffee: Allstate Insurance El Reno | $815K | 12.7 mi |
The full calculation
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
| Estimated value = EBITDA × typical sale multiple | $1.1M |
| Multiple for this size and industry | 3.6× |
| Value range | $415K – $1.7M |
This business has no PPP loan on record, so there is no business-specific data. The figures are the typical estimated revenue of Agencies, brokerages, and other insurance related activities businesses in our Oklahoma data: the middle value, with the range covering the middle half of those businesses. EBITDA applies the industry margin (38%). Treat these as a rough guide.
| Revenue range | $374K – $1.0M |
| EBITDA range | $144K – $392K |
| Industry (NAICS) | Agencies, brokerages, and other insurance related activities (5242) |
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022, OK. These are statistical estimates, not reported financials. Listing details come from Overture Maps open data. Full methodology
History & advisors
“Ratterman's Insurance agency was started by Harold "Willie" and Reba Louise Ratterman in 1995.”
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
Public records
Matched to this business by name and address from public government data; a match can occasionally be wrong.
About Ratterman's Insurance Agency
Ratterman's Insurance Agency is an insurance agencies company in Minco, Oklahoma, in business since 1995. It is owned by Reba Ratterman (Owner/Managing Agent). Its estimated annual revenue is about $815K, with roughly $313K of EBITDA. Its estimated business value is $1.1M (likely range $415K–$1.7M).
Common questions
- Who owns Ratterman's Insurance Agency?
- Ratterman's Insurance Agency is owned by Reba Ratterman (Owner/Managing Agent), according to public sources such as the company's website or filings.
- How much revenue does Ratterman's Insurance Agency make?
- SeeBITDA estimates Ratterman's Insurance Agency's annual revenue at about $815K (likely between $374K and $1.0M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- What is Ratterman's Insurance Agency worth?
- About $1.1M, roughly 3.6× its estimated EBITDA of $313K, typical for a insurance agencies company its size. Likely range: $415K–$1.7M.
- When was Ratterman's Insurance Agency founded?
- Ratterman's Insurance Agency has been in business since 1995.