SeeBITDAOklahoma

Centennial Home Mortgage

Real Estate Credit
Estimated valueLow confidence
$1.3M
$435Klikely range$2.1M
About 3× its yearly profit, typical for a company this size in its industry.
Revenue
$1.1M
a year
Profit (EBITDA)
$435K
41% of revenue
Employees
—
not reported
Leadership
Adam Reynolds
Founder/Owner · source · confirmed by 2 sources
Has a management team. Someone besides the owner runs part of the business, which buyers pay more for.

How we got $1.3M

Based on typical figures for its industry (2022 Economic Census), not its own records.

A typical real estate credit business in Oklahoma$1.1M
Revenue$1.1M
× 41% profit margin$435K
× 3 sale multiple = value$1.3M

· Own this business? Correct these figures

What we know

No PPP loan
No 401(k) filing
No reported financials
Company website
Owner named

What they do

Centennial Home Mortgage LLC is a mortgage lender in Edmond, OK that offers a range of home loan programs, including refinance, conventional, FHA, VA, USDA, reverse mortgage and home renovation loans.

Products & services
Refinance LoansConventionalFHA & 203KVA 100% FinancingUSDA 100% FinancingReverse MortgageHome Renovation ProgramNew Home Construction"All In One" MortgageJumboBank Statement ProgramEquity Loans/2nd Mortgages
Certifications
NMLS #1135081Equal Housing Lender

From the company's website. Industry: Real Estate Credit.

Compared with similar businesses nearby

BusinessEst. revenueEst. profitDistance
Centennial Home Mortgage
this business
$1.1M$435K—
Jenkins Mortgage Group
Edmond
$1.1M$435K1.0 mi
Dustin Loehrs
Edmond
$1.1M$435K1.5 mi
Check 'n Go
Oklahoma City
$1.1M$435K1.7 mi
MATAFUND CORPORATION
Edmond
$8.3M$2.9M1.7 mi
OneMain Financial
Oklahoma City
$1.1M$435K1.7 mi
The Weston Team
Oklahoma City
$1.1M$435K1.8 mi

The full calculation

Figures are shown toward the upper part of their range rather than at its middle.

Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.

Estimated value = EBITDA × typical sale multiple$1.3M
Multiple for this size and industry3×
Value range$435K – $2.1M

This business has no PPP loan on record, so there is no business-specific data. The figures are the typical estimated revenue of Real Estate Credit businesses in our Oklahoma data: the middle value, with the range covering the middle half of those businesses. EBITDA applies the industry margin (41%). Treat these as a rough guide.

Revenue range$441K – $1.4M
EBITDA range$181K – $585K
Industry (NAICS)Real Estate Credit (522292)

EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.

Benchmarks: US Economic Census 2022, OK. These are statistical estimates, not reported financials. Listing details come from Overture Maps open data. Full methodology

History & advisors

Founded 2013
“Founded in 2013 in a spare bedroom, we have grown customer by customer and employee by employee to the respected mortgage banking operation that we are now - funding hundreds of millions of dollars in residential financing for our clients.”

From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.

Public records

Matched to this business by name and address from public government data; a match can occasionally be wrong.

About Centennial Home Mortgage

Centennial Home Mortgage is a real estate credit company in Edmond, Oklahoma, in business since 2013. It is owned by Adam Reynolds (Founder/Owner). Its estimated annual revenue is about $1.1M, with roughly $435K of EBITDA. Its estimated business value is $1.3M (likely range $435K–$2.1M).

Common questions

Who owns Centennial Home Mortgage?
Centennial Home Mortgage is owned by Adam Reynolds (Founder/Owner), according to public sources such as the company's website or filings.
How much revenue does Centennial Home Mortgage make?
SeeBITDA estimates Centennial Home Mortgage's annual revenue at about $1.1M (likely between $441K and $1.4M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
What is Centennial Home Mortgage worth?
About $1.3M, roughly 3× its estimated EBITDA of $435K, typical for a real estate credit company its size. Likely range: $435K–$2.1M.
When was Centennial Home Mortgage founded?
Centennial Home Mortgage has been in business since 2013.