SeeBITDAOklahoma

Farmers Insurance - Charles Caughern

  • 628 N York St, Muskogee, OK
  • Since 1996
Estimated valueLow confidence
$1.1M
$411Klikely range$1.7M
About 3.6× its yearly profit, typical for a company this size in its industry.
Revenue
$806K
a year
Profit (EBITDA)
$310K
38% of revenue
Employees
—
not reported
Owner not found yet
We haven't found the owner in public records
Some signs of a sale

How we got $1.1M

Based on typical figures for its industry (2022 Economic Census), not its own records.

A typical insurance agencies business in Oklahoma$806K
Revenue$806K
× 38% profit margin$310K
× 3.6 sale multiple = value$1.1M

· Own this business? Correct these figures

What we know

No PPP loan
No 401(k) filing
No reported financials
Company website
Owner not found

Signs of a sale Some signs of a sale

  • In business 30 years (since 1996)

From public records and the company's website, not a statement that it's for sale.

What they do

Charles Caughern is a local Farmers Insurance agent in Muskogee, OK, helping customers identify insurance coverage for auto, home, renters, business and other needs.

Products & services
Auto InsuranceHome InsuranceLife InsuranceRenters InsuranceBusiness InsuranceCondo InsuranceUmbrella InsuranceMotorcycle and Recreational InsuranceFarmers Financial SolutionsAuto and home bundleAuto and renters bundle
Service area
Muskogee, OKARMOOK
Certifications
AR License #: 19411373FINRA

From the company's website. Industry: Insurance agencies.

Customers & suppliers

Suppliers & brands

  • Farmers Insurance · brand it sells or installs

Compared with similar businesses nearby

BusinessEst. revenueEst. profitDistance
Farmers Insurance - Charles Caughern
this business
$806K$310K—
TIMOTHY BALES INSURANCE AGENCY
Muskogee · 3 employees
$753K$247K0.0 mi
CHUBBY UNICORN INCORPORATED
Muskogee · 3 employees
$613K$236K0.1 mi
Rachel Gilstrap - State Farm Insurance Agent
Muskogee
$806K$310K0.2 mi
GILSTRAP INSURANCE AND FINANCIAL SERVICES, LLC
Muskogee · 3 employees
$719K$236K0.2 mi
Creative Benefit Concepts Inc
Muskogee
$806K$310K0.2 mi
Jorski Insurance Agency
Muskogee
$806K$310K0.4 mi

The full calculation

Figures are shown toward the upper part of their range rather than at its middle.

Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.

Estimated value = EBITDA × typical sale multiple$1.1M
Multiple for this size and industry3.6×
Value range$411K – $1.7M

This business has no PPP loan on record, so there is no business-specific data. The figures are the typical estimated revenue of Agencies, brokerages, and other insurance related activities businesses in our Oklahoma data: the middle value, with the range covering the middle half of those businesses. EBITDA applies the industry margin (38%). Treat these as a rough guide.

Revenue range$371K – $1.0M
EBITDA range$143K – $387K
Industry (NAICS)Agencies, brokerages, and other insurance related activities (5242)

EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.

Benchmarks: US Economic Census 2022, OK. These are statistical estimates, not reported financials. Listing details come from Overture Maps open data. Full methodology

People & advisors

“Farmers® has been providing insurance products for nearly 100 years, and will be there if disaster strikes, helping you step by step.”

From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.

Public records

Matched to this business by name and address from public government data; a match can occasionally be wrong.

About Farmers Insurance - Charles Caughern

Farmers Insurance - Charles Caughern is an insurance agencies company in Muskogee, Oklahoma, in business since 1996. Its estimated annual revenue is about $806K, with roughly $310K of EBITDA. Its estimated business value is $1.1M (likely range $411K–$1.7M).

Common questions

Who owns Farmers Insurance - Charles Caughern?
The owner of Farmers Insurance - Charles Caughern isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
How much revenue does Farmers Insurance - Charles Caughern make?
SeeBITDA estimates Farmers Insurance - Charles Caughern's annual revenue at about $806K (likely between $371K and $1.0M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
What is Farmers Insurance - Charles Caughern worth?
About $1.1M, roughly 3.6× its estimated EBITDA of $310K, typical for a insurance agencies company its size. Likely range: $411K–$1.7M.
When was Farmers Insurance - Charles Caughern founded?
Farmers Insurance - Charles Caughern has been in business since 1996.