SeeBITDAOklahoma

Check Into Cash

Consumer Lending
Estimated valueLow confidence
$1.3M
$435Klikely range$2.1M
About 3× its yearly profit, typical for a company this size in its industry.
Revenue
$1.1M
a year
Profit (EBITDA)
$435K
41% of revenue
Employees
—
not reported
Leadership
Allan Jones
Founder · source
Likely to sell
Owner-run. We haven't found a manager besides the owner. Buyers usually pay less when a business depends on its owner.

How we got $1.3M

Based on typical figures for its industry (2022 Economic Census), not its own records.

A typical consumer lending business in Oklahoma$1.1M
Revenue$1.1M
× 41% profit margin$435K
× 3 sale multiple = value$1.3M

· Own this business? Correct these figures

What we know

No PPP loan
No 401(k) filing
No reported financials
Company website
Owner named

Signs of a sale Likely to sell

  • In business 29 years (since 1997)
  • Founder still runs it after 29 years

From public records and the company's website, not a statement that it's for sale.

What they do

Check Into Cash's Ponca City, Oklahoma store offers installment loans and other financial services, including check cashing, to neighbors who need extra cash.

Products & services
Installment LoanOklahoma Installment LoansCheck CashingBill PayWestern Union Money TransferWestern Union Money OrdersGreen Dot Visa Debit CardsPayday LoansTitle LoansFlex Line of Credit
Service area
Ponca City, OklahomaPonca City OKOklahoma
Certifications
State LicenseSmall Lenders LicenseSupervised Lender License

From the company's website. Industry: Consumer Lending.

Customers & suppliers

Suppliers & brands

  • Western Union · brand it sells or installs
  • Green Dot · brand it sells or installs

Compared with similar businesses nearby

BusinessEst. revenueEst. profitDistance
Check Into Cash
this business
$1.1M$435K—
Check 'n Go
Ponca City
$1.1M$435K0.3 mi
Red River Credit Corporation
Ponca City
$1.1M$435K0.4 mi
Sun Loan Company
Ponca City
$1.1M$435K1.2 mi
SOUTH STREET INVESTMENTS INC.
Ponca City · 1 employees
$408K$184K1.9 mi
World Finance
Ponca City
$1.1M$435K2.2 mi
YES Finance
Ponca City
$1.1M$435K2.6 mi

The full calculation

Figures are shown toward the upper part of their range rather than at its middle.

Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.

Estimated value = EBITDA × typical sale multiple$1.3M
Multiple for this size and industry3×
Value range$435K – $2.1M

This business has no PPP loan on record, so there is no business-specific data. The figures are the typical estimated revenue of Consumer Lending businesses in our Oklahoma data: the middle value, with the range covering the middle half of those businesses. EBITDA applies the industry margin (41%). Treat these as a rough guide.

Revenue range$441K – $1.4M
EBITDA range$181K – $585K
Industry (NAICS)Consumer Lending (522291)

EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.

Benchmarks: US Economic Census 2022, OK. These are statistical estimates, not reported financials. Listing details come from Overture Maps open data. Full methodology

Public records

Matched to this business by name and address from public government data; a match can occasionally be wrong.

About Check Into Cash

Check Into Cash is a consumer lending company in Ponca City, Oklahoma, in business since 1997. It is owned by Allan Jones (Founder). Its estimated annual revenue is about $1.1M, with roughly $435K of EBITDA. Its estimated business value is $1.3M (likely range $435K–$2.1M).

Common questions

Who owns Check Into Cash?
Check Into Cash is owned by Allan Jones (Founder), according to public sources such as the company's website or filings.
How much revenue does Check Into Cash make?
SeeBITDA estimates Check Into Cash's annual revenue at about $1.1M (likely between $441K and $1.4M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
What is Check Into Cash worth?
About $1.3M, roughly 3× its estimated EBITDA of $435K, typical for a consumer lending company its size. Likely range: $435K–$2.1M.
When was Check Into Cash founded?
Check Into Cash has been in business since 1997.
Is Check Into Cash for sale?
There's no public listing, but it shows signs that often come before a sale: in business 29 years (since 1997); founder still runs it after 29 years.