SeeBITDAOklahoma

Wallace Finance

Finance and insurance
  • 122 W Evergreen St, Durant, OK
  • 9 locations
  • Since 1972
Estimated valueLow confidence
$15.8M
$5.2Mlikely range$25.7M
About 5.5× its yearly profit, typical for a company this size in its industry.
Revenue
$9.6M
a year
Profit (EBITDA)
$2.9M
30% of revenue
Employees
—
not reported
Owner not found yet
We haven't found the owner in public records
Some signs of a sale

How we got $15.8M

Based on typical figures for its industry (2022 Economic Census), not its own records.

A typical finance and insurance business in Oklahoma$9.6M
Revenue$9.6M
× 30% profit margin$2.9M
× 5.5 sale multiple = value$15.8M

· Own this business? Correct these figures

What we know

No PPP loan
No 401(k) filing
No reported financials
Company website
Owner not found
9 locations found

Signs of a sale Some signs of a sale

  • In business 54 years (since 1972)

From public records and the company's website, not a statement that it's for sale.

What they do

Wallace Finance offers installment loans through several store brands, with loan amounts ranging from $200 to $1,525 that vary by state lending requirements. Its loans can be used for health emergencies, unexpected costs, car repairs, home repairs and emergency loans.

Products & services
Apply online in minutesVisit your nearest store location
Markets served
Health emergenciesUnexpected costsCar repairsHome repairsEmergency loans
Certifications
Members of State and National Finance Organizations

From the company's website. Industry: Finance and insurance.

Compared with similar businesses nearby

BusinessEst. revenueEst. profitDistance
Wallace Finance
this business
$9.6M$2.9M—
Three Birds Tax Service
Durant
$1.1M$439K0.1 mi
Watkins Insurance
Durant
$806K$310K0.1 mi
Heritage Fidelity Insurance Group
Durant
$806K$310K0.1 mi
Gaddis Premier Wealth Advisors
Durant
$1.1M$439K0.1 mi
Security Finance
Durant
$1.1M$439K0.1 mi
Fnb Financial Services Inc
Durant
$1.9M$863K0.1 mi

The full calculation

Figures are shown toward the upper part of their range rather than at its middle.

Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.

Estimated value = EBITDA × typical sale multiple$15.8M
Multiple for this size and industry5.5×
Value range$5.2M – $25.7M

This business has no PPP loan on record, so there is no business-specific data. The figures are the typical estimated revenue of Finance and insurance businesses in our Oklahoma data: the middle value, with the range covering the middle half of those businesses. EBITDA applies the industry margin (30%). Treat these as a rough guide.

Revenue range$4.0M – $13.0M
EBITDA range$1.2M – $3.9M
Industry (NAICS)Finance and insurance (52)

EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.

Benchmarks: US Economic Census 2022, OK. These are statistical estimates, not reported financials. Listing details come from Overture Maps open data. Full methodology

People & advisors

Founded 1972
“Founded in 1972, the company has grown and evolved from the original business and entering the lending space in 1980.”

From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.

9 locations

122 W Evergreen StDurantThis listing
108 N Broadway StHugoView
1412 E Washington StIdabelView
220 E Choctaw AveMcalesterView
713 E 6th StOkmulgeeView
105 E Ray Fine BlvdRolandView
3455 Hwy 412 West, Suite BRoseView
217 W Division StStilwellView
711 W Main StWilburtonView

Revenue, profit and value are for the whole company.

Public records

Matched to this business by name and address from public government data; a match can occasionally be wrong.

About Wallace Finance

Wallace Finance is a finance and insurance company in Durant, Oklahoma, in business since 1972. Its estimated annual revenue is about $9.6M, with roughly $2.9M of EBITDA. Its estimated business value is $15.8M (likely range $5.2M–$25.7M). It has 9 locations.

Common questions

Who owns Wallace Finance?
The owner of Wallace Finance isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
How much revenue does Wallace Finance make?
SeeBITDA estimates Wallace Finance's annual revenue at about $9.6M (likely between $4.0M and $13.0M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
What is Wallace Finance worth?
About $15.8M, roughly 5.5× its estimated EBITDA of $2.9M, typical for a finance and insurance company its size. Likely range: $5.2M–$25.7M.
When was Wallace Finance founded?
Wallace Finance has been in business since 1972.