SeeBITDAOklahoma

Western-Shamrock Finance

Finance and insurance
  • 51 N Hwy 81, Duncan, OK
  • 9 locations
  • Since 1965
Estimated valueLow confidence
$15.8M
$5.2Mlikely range$25.7M
About 5.5× its yearly profit, typical for a company this size in its industry.
Revenue
$9.6M
a year
Profit (EBITDA)
$2.9M
30% of revenue
Employees
—
not reported
Owner not found yet
We haven't found the owner in public records
Some signs of a sale

How we got $15.8M

Based on typical figures for its industry (2022 Economic Census), not its own records.

A typical finance and insurance business in Oklahoma$9.6M
Revenue$9.6M
× 30% profit margin$2.9M
× 5.5 sale multiple = value$15.8M

· Own this business? Correct these figures

What we know

No PPP loan
No 401(k) filing
No reported financials
Company website
Owner not found
9 locations found

Signs of a sale Some signs of a sale

  • In business 61 years (since 1965)

From public records and the company's website, not a statement that it's for sale.

What they do

Western Shamrock Finance operates a Duncan, OK branch offering personal installment loans repaid in monthly installments, along with tax services and a merchandise financing program for local customers.

Products & services
Personal loansTax servicesMerchandise financing programTax preparation servicesQuick Loans OnlineShort Term LoansDebt ConsolidationLoans for Medical BillsDental FinancingVeterinary FinancingVacation / TravelMoving Loans
Markets served
Consumer
Service area
Duncan, OKOklahomaAnadarko, OKEl Reno, OK

From the company's website. Industry: Finance and insurance.

Compared with similar businesses nearby

BusinessEst. revenueEst. profitDistance
Western-Shamrock Finance
this business
$9.6M$2.9M—
Western Union
Duncan
$1.1M$439K0.3 mi
7-ELEVEN/STRIPES #20238
Lawton
$1.1M$439K0.3 mi
COMBEST FINANCIAL SERVICES, INC.
Duncan · 2 employees
$1.1M$426K0.5 mi
Halliburton Employees Federal Credit Union
Duncan
$1.9M$863K0.5 mi
Western Union
Duncan
$1.1M$439K0.7 mi
Raymond James Financial Services
Duncan
$9.6M$2.9M0.7 mi

The full calculation

Figures are shown toward the upper part of their range rather than at its middle.

Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.

Estimated value = EBITDA × typical sale multiple$15.8M
Multiple for this size and industry5.5×
Value range$5.2M – $25.7M

This business has no PPP loan on record, so there is no business-specific data. The figures are the typical estimated revenue of Finance and insurance businesses in our Oklahoma data: the middle value, with the range covering the middle half of those businesses. EBITDA applies the industry margin (30%). Treat these as a rough guide.

Revenue range$4.0M – $13.0M
EBITDA range$1.2M – $3.9M
Industry (NAICS)Finance and insurance (52)

EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.

Benchmarks: US Economic Census 2022, OK. These are statistical estimates, not reported financials. Listing details come from Overture Maps open data. Full methodology

People & advisors

Founded 1965
“Duncan residents trust us as their local lender because we’ve been in business since 1965 and have a friendly and knowledgeable staff to help you through the entire lending process.”

From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.

9 locations

51 N Hwy 81DuncanThis listing
900 N Main St Ste aAltusView
707 Grand AveArdmoreView
319 N Main StEufaulaView
103 W Oklahoma AveGuthrieView
509 N Main StGuymonView
312 N Broadway StMooreView
7804 S Western AveOklahoma CityView
212 E Central AvePonca CityView

Revenue, profit and value are for the whole company.

Public records

Matched to this business by name and address from public government data; a match can occasionally be wrong.

About Western-Shamrock Finance

Western-Shamrock Finance is a finance and insurance company in Duncan, Oklahoma, in business since 1965. Its estimated annual revenue is about $9.6M, with roughly $2.9M of EBITDA. Its estimated business value is $15.8M (likely range $5.2M–$25.7M). It has 9 locations.

Common questions

Who owns Western-Shamrock Finance?
The owner of Western-Shamrock Finance isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
How much revenue does Western-Shamrock Finance make?
SeeBITDA estimates Western-Shamrock Finance's annual revenue at about $9.6M (likely between $4.0M and $13.0M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
What is Western-Shamrock Finance worth?
About $15.8M, roughly 5.5× its estimated EBITDA of $2.9M, typical for a finance and insurance company its size. Likely range: $5.2M–$25.7M.
When was Western-Shamrock Finance founded?
Western-Shamrock Finance has been in business since 1965.