PBM Lending - Place to Borrow Money
- Steve BlueTreasurer · Company website
- Michael RobertsLoan Officer · Company website
- Sonya ShullAccounting and Finance Officer · Company website
- Christi NeilsonBusiness Development Officer · Company website
- Melissa WestExecutive Assistant · Company website
How we got $1.3M
Based on typical figures for its industry (2022 Economic Census), not its own records.
What we know
What they do
PBM Lending (Manzeska Ota Tsi, DBA Place to Borrow Money) is a Native CDFI in Pawhuska, Oklahoma that provides loans and free training to Osage Nation and Native American entrepreneurs and businesses.
From the company's website. Industry: Finance and insurance.
Customers & suppliers
Customers
- Brandon Moving and Storage · named on its website
- Osage LLC · named on its website
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| PBM Lending - Place to Borrow Money this business | $1.1M | — |
| TOLSON AGENCY, INC. Pawhuska · 7 employees | $1.9M | 0.1 mi |
| Tim Hough - State Farm Insurance Agent Pawhuska | $1.6M | 0.1 mi |
| Farmers Insurance - Steve Lippitt Pawhuska | $806K | 0.1 mi |
| HARPS STORE #507 Pawhuska | $1.1M | 0.2 mi |
| Western Union Pawhuska | $1.1M | 0.2 mi |
| DAGENAIS & ASSOCIATES MEDICAL CLINIC, LLC Pawhuska · 3 employees | $5.3M | 0.2 mi |
The full calculation
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
| Estimated value = EBITDA × typical sale multiple | $1.3M |
| Multiple for this size and industry | 3× |
| Value range | $437K – $2.1M |
This business has no PPP loan on record, so there is no business-specific data. The figures are the typical estimated revenue of Finance and insurance businesses in our Oklahoma data: the middle value, with the range covering the middle half of those businesses. EBITDA applies the industry margin (41%). Treat these as a rough guide.
| Revenue range | $443K – $1.4M |
| EBITDA range | $182K – $596K |
| Industry (NAICS) | Finance and insurance (52) |
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022, OK. These are statistical estimates, not reported financials. Listing details come from Overture Maps open data. Full methodology
History & advisors
“PBM Lending – Place to Borrow Money was started by a cooperative effort of the Osage Nation Executive Branch and the Osage Nation Congress.”
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
Public records
Matched to this business by name and address from public government data; a match can occasionally be wrong.
About PBM Lending - Place to Borrow Money
PBM Lending - Place to Borrow Money is a finance and insurance company in Pawhuska, Oklahoma, in business since 2023. Its estimated annual revenue is about $1.1M, with roughly $439K of EBITDA. Its estimated business value is $1.3M (likely range $437K–$2.1M).
Common questions
- Who owns PBM Lending - Place to Borrow Money?
- The owner of PBM Lending - Place to Borrow Money isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
- How much revenue does PBM Lending - Place to Borrow Money make?
- SeeBITDA estimates PBM Lending - Place to Borrow Money's annual revenue at about $1.1M (likely between $443K and $1.4M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- What is PBM Lending - Place to Borrow Money worth?
- About $1.3M, roughly 3× its estimated EBITDA of $439K, typical for a finance and insurance company its size. Likely range: $437K–$2.1M.
- When was PBM Lending - Place to Borrow Money founded?
- PBM Lending - Place to Borrow Money has been in business since 2023.