Union Home Mortgage
- Christy FuentesLoan Officer · Company website
- Michael HobsonLoan Officer · Company website
How we got $5.3M
Based on typical figures for its industry (2022 Economic Census), not its own records.
What we know
Signs of a sale Likely to sell
- In business 56 years (since 1970)
- No family successor named on its website
From public records and the company's website, not a statement that it's for sale.
What they do
Union Home Mortgage is a mortgage lender with a Norman, OK branch whose loan officers offer mortgage loans and prequalification. It offers conventional, refinancing, FHA, VA, USDA, rehab, and new home construction loans.
From the company's website. Industry: Real Estate Credit.
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| Union Home Mortgage this business | $3.2M | — |
| Mutual of Omaha Mortgage Norman | $1.1M | 0.2 mi |
| GREEN BEAR FINANCE LLC Norman · 3 employees | $1.6M | 0.3 mi |
| OneMain Financial Norman | $1.1M | 1.3 mi |
| Jay Nettles - Gateway Mortgage Norman | $1.1M | 1.5 mi |
| Taylor Douglass - Gateway Mortgage Norman | $1.1M | 1.5 mi |
| Montana Capital Car Title Loans Norman | $13.7M | 1.9 mi |
The full calculation
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
| Estimated value = EBITDA × typical sale multiple | $5.3M |
| Multiple for this size and industry | 4.5× |
| Value range | $1.8M – $8.6M |
This business has no PPP loan on record, so there is no business-specific data. The figures are the typical estimated revenue of Real Estate Credit businesses in our Oklahoma data: the middle value, with the range covering the middle half of those businesses. EBITDA applies the industry margin (37%). Treat these as a rough guide.
| Revenue range | $1.3M – $4.3M |
| EBITDA range | $492K – $1.6M |
| Industry (NAICS) | Real Estate Credit (522292) |
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022, OK. These are statistical estimates, not reported financials. Listing details come from Overture Maps open data. Full methodology
History & advisors
“Since our inception in 1970, Union Home Mortgage has guided hundreds of thousands of aspiring homebuyers through the process of achieving homeownership.”
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
3 locations
| 2276 36th Ave NW Ste 100 | Norman | This listing |
| 312 E 12th St | Ada | View |
| 2524 N Broadway | Edmond | View |
Revenue, profit and value are for the whole company.
Public records
Matched to this business by name and address from public government data; a match can occasionally be wrong.
About Union Home Mortgage
Union Home Mortgage is a real estate credit company in Norman, Oklahoma, in business since 1970. It is owned by Bill Cosgrove. Its estimated annual revenue is about $3.2M, with roughly $1.2M of EBITDA. Its estimated business value is $5.3M (likely range $1.8M–$8.6M). It has 3 locations.
Common questions
- Who owns Union Home Mortgage?
- Union Home Mortgage is owned by Bill Cosgrove, according to public sources such as the company's website or filings.
- How much revenue does Union Home Mortgage make?
- SeeBITDA estimates Union Home Mortgage's annual revenue at about $3.2M (likely between $1.3M and $4.3M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- What is Union Home Mortgage worth?
- About $5.3M, roughly 4.5× its estimated EBITDA of $1.2M, typical for a real estate credit company its size. Likely range: $1.8M–$8.6M.
- When was Union Home Mortgage founded?
- Union Home Mortgage has been in business since 1970.
- Is Union Home Mortgage for sale?
- There's no public listing, but it shows signs that often come before a sale: in business 56 years (since 1970); no family successor named on its website.