SeeBITDAOklahoma

Advance America

Consumer Lending
Estimated valueLow confidence
$1.3M
$437Klikely range$2.1M
About 3× its yearly profit, typical for a company this size in its industry.
Revenue
$1.1M
a year
Profit (EBITDA)
$439K
41% of revenue
Employees
—
not reported
Leadership
Owner not found yet
We haven't found the owner in public records
Some signs of a sale

How we got $1.3M

Based on typical figures for its industry (2022 Economic Census), not its own records.

A typical consumer lending business in Oklahoma$1.1M
Revenue$1.1M
× 41% profit margin$439K
× 3 sale multiple = value$1.3M

· Own this business? Correct these figures

What we know

No PPP loan
No 401(k) filing
No reported financials
Company website
Owner not found

Signs of a sale Some signs of a sale

  • In business 29 years (since 1997)

From public records and the company's website, not a statement that it's for sale.

What they do

Advance America operates a Muskogee, OK store offering personal, emergency and fast cash loans, plus Western Union money transfer services. It says it works with customers whose credit may not be perfect.

Products & services
Installment loansLine of creditCash advancesPayday loansCar title loansOnline loansEmergency loansPersonal loans
Service area
Muskogee, OKOklahomaCaliforniaDelawareFloridaIdahoIndianaIowa
Certifications
Licensed by the California Department of Financial Protection and InnovationLicensed by the Delaware State Bank CommissionerRhode Island Licensed Check Casher

From the company's website. Industry: Consumer Lending.

Customers & suppliers

Suppliers & brands

  • Western Union · brand it sells or installs
  • LoanCenter · brand it sells or installs

Compared with similar businesses nearby

BusinessEst. revenueEst. profitDistance
Advance America
this business
$1.1M$439K—
ADVANCE AMERICA #03530
Muskogee
$1.1M$439K0.0 mi
Kimberly White: Allstate Insurance
Muskogee
$806K$310K0.0 mi
Red River Credit Corporation
Muskogee
$1.1M$439K0.0 mi
Anchor Financial Services of Muskogee LLC
Muskogee
$1.1M$439K0.0 mi
Western Union
Muskogee
$1.1M$439K0.0 mi
CKT Insurance
Muskogee
$1.1M$439K0.1 mi

The full calculation

Figures are shown toward the upper part of their range rather than at its middle.

Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.

Estimated value = EBITDA × typical sale multiple$1.3M
Multiple for this size and industry3×
Value range$437K – $2.1M

This business has no PPP loan on record, so there is no business-specific data. The figures are the typical estimated revenue of Consumer Lending businesses in our Oklahoma data: the middle value, with the range covering the middle half of those businesses. EBITDA applies the industry margin (41%). Treat these as a rough guide.

Revenue range$443K – $1.4M
EBITDA range$182K – $596K
Industry (NAICS)Consumer Lending (522291)

EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.

Benchmarks: US Economic Census 2022, OK. These are statistical estimates, not reported financials. Listing details come from Overture Maps open data. Full methodology

History & advisors

Founded 1997

From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.

Public records

Matched to this business by name and address from public government data; a match can occasionally be wrong.

About Advance America

Advance America is a consumer lending company in Muskogee, Oklahoma, in business since 1997. Its estimated annual revenue is about $1.1M, with roughly $439K of EBITDA. Its estimated business value is $1.3M (likely range $437K–$2.1M).

Common questions

Who owns Advance America?
The owner of Advance America isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
How much revenue does Advance America make?
SeeBITDA estimates Advance America's annual revenue at about $1.1M (likely between $443K and $1.4M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
What is Advance America worth?
About $1.3M, roughly 3× its estimated EBITDA of $439K, typical for a consumer lending company its size. Likely range: $437K–$2.1M.
When was Advance America founded?
Advance America has been in business since 1997.