SeeBITDAOklahoma

American Heritage Bank

Reported revenueReported figures
$70.3M
$66.8Mlikely range$73.9M
Revenue
$70.3M
a year
Profit (EBITDA)
$14.6M
21% of revenue
Employees
—
not reported
Leadership
Owner not found yet
We haven't found the owner in public records

How we got $70.3M

Based on FDIC call report (2025).

Reported revenue, FDIC call report (2025)$70.3M
× 21% profit margin$14.6M

· Own this business? Correct these figures

Employees over time

▼ 20% since 2020
0250500202020212022202320242025292234
401(k) / retirement-plan participants
Show as table
YearSourceEmployeesEst. revenueEst. EBITDA
2020Form 5500292$85.6M$17.8M
2021Form 5500267$78.3M$16.2M
2022Form 5500268$78.6M$16.3M
2023Form 5500268$78.6M$16.3M
2024Form 5500260$76.3M$15.8M
2025Form 5500234$68.6M$14.2M

Participants are employees in the company's retirement plan at year end, from its Form 5500 filing with the Department of Labor. They usually run a little under total headcount (part-timers and new hires may not be eligible). Revenue and EBITDA apply this industry's revenue per employee and margin to each year's count.

What we know

No PPP loan
401(k) filing, 2025
Reported financials
Company website
Owner not found

What they do

American Heritage Bank is an FDIC-insured bank offering personal and business banking, lending, and investment services, with online, mobile, and card services.

Products & services
Personal LoansHome LoansOnline BankingMobile BankingBill PayMobile DepositeStatementsCard Suite LiteAHB MasterCard debit cardVisa travel cardsVisa gift cardsRemote Deposit Capture
Markets served
personal bankingbusiness banking
Certifications
Equal Housing Lender

From the company's website. Industry: Banks & credit unions.

Customers & suppliers

Suppliers & brands

  • MasterCard · brand it sells or installs
  • Visa · brand it sells or installs
  • MetaBank · brand it sells or installs
  • TransFund · brand it sells or installs

Compared with similar businesses nearby

BusinessEst. revenueEst. profitDistance
American Heritage Bank
this business
$70.3M$14.6M—
First United Bank
Sapulpa
$1.8M$813K0.2 mi
Arvest Bank
Sapulpa
$1.8M$813K0.5 mi
First United Bank
Sapulpa
$1.8M$813K0.7 mi
Bank of Oklahoma
Sapulpa
$1.8M$813K0.7 mi
Spirit Bank
Sapulpa
$1.8M$813K1.0 mi
American Heritage Bank
Sapulpa
$1.8M$813K1.0 mi

The full calculation

Figures are shown toward the upper part of their range rather than at its middle.

Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.

These are the business's own reported figures, from its FDIC call report, not an estimate.

Revenue range$66.8M – $73.9M
EBITDA range$13.9M – $15.3M
Industry (NAICS)Depository credit intermediation (5221)

EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.

Benchmarks: US Economic Census 2022, OK. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Listing details come from Overture Maps open data. Full methodology

History & advisors

Founded 1905
“The Bank opened its doors in 1905 with $25,000 in capital and a board of directors comprised largely of oilmen.”

Advisors

  • AccountingFinley & Cook PLLCAudits its 401(k) plan (2025 filing)

From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.

Public records

FDIC call report
Bank · owned by AMERICAN BCORP INC
Revenue (2025)$70.3M
Pre-tax income$14.6M
Assets$1.44B
Deposits$1.16B
Employees250
Branches24
Established1905
LinkedIn company page
Size as the company lists it
Employees—

Matched to this business by name and address from public government data; a match can occasionally be wrong.

About American Heritage Bank

American Heritage Bank is a banks & credit unions company in Sapulpa, Oklahoma, in business since 1905. Its reported annual revenue is about $70.3M, with roughly $14.6M of EBITDA. It has about 234 employees.

Common questions

Who owns American Heritage Bank?
The owner of American Heritage Bank isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
How much revenue does American Heritage Bank make?
American Heritage Bank reported revenue of about $70.3M.
How many employees does American Heritage Bank have?
About 234, from its 2025 retirement-plan filing.
When was American Heritage Bank founded?
American Heritage Bank has been in business since 1905.