Rate
How we got $1.3M
Based on typical figures for its industry (2022 Economic Census), not its own records.
What we know
Signs of a sale Some signs of a sale
- In business 29 years (since 1997)
From public records and the company's website, not a statement that it's for sale.
What they do
Rate is a mortgage lender offering home buying, refinancing, HELOC, loans, and insurance products, with branches listed by state.
From the company's website. Industry: Real Estate Credit.
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| Rate this business | $1.1M | — |
| Patti Lamle Blanchard | $1.1M | 0.0 mi |
| CHOICE REALTY LLC Blanchard · 1 employees | $671K | 1.0 mi |
| Check 'n Go Newcastle | $1.1M | 10.1 mi |
| Red River Credit Corporation Norman | $1.1M | 10.2 mi |
| Montana Capital Car Title Loans Norman | $13.7M | 10.6 mi |
| GOLDEN RULE PAWN, LLC Norman · 3 employees | $1.3M | 10.6 mi |
The full calculation
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
| Estimated value = EBITDA × typical sale multiple | $1.3M |
| Multiple for this size and industry | 3× |
| Value range | $435K – $2.1M |
This business has no PPP loan on record, so there is no business-specific data. The figures are the typical estimated revenue of Real Estate Credit businesses in our Oklahoma data: the middle value, with the range covering the middle half of those businesses. EBITDA applies the industry margin (41%). Treat these as a rough guide.
| Revenue range | $441K – $1.4M |
| EBITDA range | $181K – $585K |
| Industry (NAICS) | Real Estate Credit (522292) |
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022, OK. These are statistical estimates, not reported financials. Listing details come from Overture Maps open data. Full methodology
History & advisors
“When we began our journey 25 years ago, we were on a mission to deliver more value to customers than any other bank or mortgage company.”
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
Public records
Matched to this business by name and address from public government data; a match can occasionally be wrong.
About Rate
Rate is a real estate credit company in Blanchard, Oklahoma, in business since 1997. Its estimated annual revenue is about $1.1M, with roughly $435K of EBITDA. Its estimated business value is $1.3M (likely range $435K–$2.1M).
Common questions
- Who owns Rate?
- The owner of Rate isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
- How much revenue does Rate make?
- SeeBITDA estimates Rate's annual revenue at about $1.1M (likely between $441K and $1.4M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- What is Rate worth?
- About $1.3M, roughly 3× its estimated EBITDA of $435K, typical for a real estate credit company its size. Likely range: $435K–$2.1M.
- When was Rate founded?
- Rate has been in business since 1997.