american Farmers & Ranchers Mutual Insurance
How we got $1.1M
Based on typical figures for its industry (2022 Economic Census), not its own records.
What we know
Signs of a sale Likely to sell
- In business 121 years (since 1905)
- No family successor named on its website
From public records and the company's website, not a statement that it's for sale.
What they do
American Farmers & Ranchers is an insurance company offering homeowners, auto, farm and ranch, life, dwelling, and umbrella coverage through agents across Oklahoma.
From the company's website. Industry: Insurance agencies.
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| american Farmers & Ranchers Mutual Insurance this business | $806K | — |
| THOME COOK INSURANCE AGENCY, INC. Chickasha · 4 employees | $1.0M | 0.1 mi |
| MICHAEL DAY INSURANCE AGENCY, Chickasha · 5 employees | $1.1M | 0.1 mi |
| Mike Day Chickasha | $806K | 0.2 mi |
| WESTON DEPRIEST AGENCY, LLC Chickasha · 5 employees | $785K | 0.2 mi |
| State Farm Chickasha | $806K | 0.2 mi |
| BROOM ZOOM CLEANING SERVICES, LLC Chickasha · 6 employees | $852K | 0.2 mi |
The full calculation
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
| Estimated value = EBITDA × typical sale multiple | $1.1M |
| Multiple for this size and industry | 3.6× |
| Value range | $411K – $1.7M |
This business has no PPP loan on record, so there is no business-specific data. The figures are the typical estimated revenue of Agencies, brokerages, and other insurance related activities businesses in our Oklahoma data: the middle value, with the range covering the middle half of those businesses. EBITDA applies the industry margin (38%). Treat these as a rough guide.
| Revenue range | $371K – $1.0M |
| EBITDA range | $143K – $387K |
| Industry (NAICS) | Agencies, brokerages, and other insurance related activities (5242) |
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022, OK. These are statistical estimates, not reported financials. Listing details come from Overture Maps open data. Full methodology
People & advisors
“AFR Insurance's roots date back to 1905 with the establishment of the membership organization, Oklahoma Farmers Union.”
Leadership
- BABernadette Autreychief financial officer · Company website · source
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
Public records
Matched to this business by name and address from public government data; a match can occasionally be wrong.
About american Farmers & Ranchers Mutual Insurance
american Farmers & Ranchers Mutual Insurance is an insurance agencies company in Chickasha, Oklahoma, in business since 1905. It is owned by Chad Yearwood (President & Chief Executive Officer). Its estimated annual revenue is about $806K, with roughly $310K of EBITDA. Its estimated business value is $1.1M (likely range $411K–$1.7M).
Common questions
- Who owns american Farmers & Ranchers Mutual Insurance?
- american Farmers & Ranchers Mutual Insurance is owned by Chad Yearwood (President & Chief Executive Officer), according to public sources such as the company's website or filings.
- How much revenue does american Farmers & Ranchers Mutual Insurance make?
- SeeBITDA estimates american Farmers & Ranchers Mutual Insurance's annual revenue at about $806K (likely between $371K and $1.0M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- What is american Farmers & Ranchers Mutual Insurance worth?
- About $1.1M, roughly 3.6× its estimated EBITDA of $310K, typical for a insurance agencies company its size. Likely range: $411K–$1.7M.
- When was american Farmers & Ranchers Mutual Insurance founded?
- american Farmers & Ranchers Mutual Insurance has been in business since 1905.
- Is american Farmers & Ranchers Mutual Insurance for sale?
- There's no public listing, but it shows signs that often come before a sale: in business 121 years (since 1905); no family successor named on its website.