SeeBITDAOklahoma

World Acceptance Corporation

Finance and insurance
  • 511 N 1st St, Madill, OK
  • Since 1997
  • NAICS 52
Estimated valueLow confidence
$1.3M
$435Klikely range$2.1M
About 3× its yearly profit, typical for a company this size in its industry.
Revenue
$1.1M
a year
Profit (EBITDA)
$435K
41% of revenue
Employees
—
not reported
Leadership
John L. Calmes, Jr.
President and Chief Executive Officer · source · confirmed by 2 sources
Some signs of a sale
Has a management team. Someone besides the owner runs part of the business, which buyers pay more for.

How we got $1.3M

Based on typical figures for its industry (2022 Economic Census), not its own records.

A typical finance and insurance business in Oklahoma$1.1M
Revenue$1.1M
× 41% profit margin$435K
× 3 sale multiple = value$1.3M

· Own this business? Correct these figures

What we know

No PPP loan
No 401(k) filing
No reported financials
Company website
Owner named

Signs of a sale Some signs of a sale

  • In business 29 years (since 1997)
  • No family successor named on its website

From public records and the company's website, not a statement that it's for sale.

What they do

World Acceptance Corporation (WRLD) is a company whose site says it helps customers "unlock their financial good for over 60 years." The pages do not describe its specific products or services.

From the company's website. Industry: Finance and insurance.

Compared with similar businesses nearby

BusinessEst. revenueEst. profitDistance
World Acceptance Corporation
this business
$1.1M$435K—
American Farmers & Ranchers Insurance
Madill
$815K$313K0.0 mi
BE Solutions
Madill
$1.1M$435K0.0 mi
Greg Clement Agency
Madill
$815K$313K0.0 mi
P N-M Auto Repair
Madill
$1.1M$435K0.1 mi
Shelter Insurance
Madill
$815K$313K0.2 mi
CHUCK MCHATTON AGENCY, INC.
Madill · 2 employees
$450K$173K0.2 mi

The full calculation

Figures are shown toward the upper part of their range rather than at its middle.

Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.

Estimated value = EBITDA × typical sale multiple$1.3M
Multiple for this size and industry3×
Value range$435K – $2.1M

This business has no PPP loan on record, so there is no business-specific data. The figures are the typical estimated revenue of Finance and insurance businesses in our Oklahoma data: the middle value, with the range covering the middle half of those businesses. EBITDA applies the industry margin (41%). Treat these as a rough guide.

Revenue range$441K – $1.4M
EBITDA range$181K – $585K
Industry (NAICS)Finance and insurance (52)

EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.

Benchmarks: US Economic Census 2022, OK. These are statistical estimates, not reported financials. Listing details come from Overture Maps open data. Full methodology

Public records

Matched to this business by name and address from public government data; a match can occasionally be wrong.

About World Acceptance Corporation

World Acceptance Corporation is a finance and insurance company in Madill, Oklahoma, in business since 1997. It is owned by John L. Calmes, Jr. (President and Chief Executive Officer). Its estimated annual revenue is about $1.1M, with roughly $435K of EBITDA. Its estimated business value is $1.3M (likely range $435K–$2.1M).

Common questions

Who owns World Acceptance Corporation?
World Acceptance Corporation is owned by John L. Calmes, Jr. (President and Chief Executive Officer), according to public sources such as the company's website or filings.
How much revenue does World Acceptance Corporation make?
SeeBITDA estimates World Acceptance Corporation's annual revenue at about $1.1M (likely between $441K and $1.4M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
What is World Acceptance Corporation worth?
About $1.3M, roughly 3× its estimated EBITDA of $435K, typical for a finance and insurance company its size. Likely range: $435K–$2.1M.
When was World Acceptance Corporation founded?
World Acceptance Corporation has been in business since 1997.