SeeBITDAOklahoma

Pinley Enterprises, LLC

Consumer Lending
Estimated valueLow confidence
$767K
$403Klikely range$1.0M
About 3× its yearly profit, typical for a company this size in its industry.
Revenue
$568K
a year
Profit (EBITDA)
$256K
45% of revenue
Employees
2
reported in 2020
Leadership
Owner not found yet
We haven't found the owner in public records

How we got $767K

Based on its 2 employees and its payroll, both reported for PPP in 2020 and brought up to date.

2 employees × $393K each$786K
PPP payroll ÷ payroll's usual share of revenue$316K
Shown toward the top of its range×1.14
Revenue$568K
× 45% profit margin$256K
× 3 sale multiple = value$767K

· Own this business? Correct these figures

Estimated value over time

▲ 19% since 2020
$0$441K$882K20202026

Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.

What we know

PPP loan, 2020
No 401(k) filing
No reported financials
No website found
Owner not found

Compared with similar businesses nearby

BusinessEst. revenueEst. profitDistance
PINLEY ENTERPRISES, LLC
this business
$568K$256K—
BURTON-GIBBS FINANCE, INC.
Holdenville · 3 employees
$892K$401K3.6 mi
Wallace Finance
Seminole
$1.1M$435K18.0 mi
Empire Finance of Seminole
Seminole
$1.1M$435K18.0 mi
LendNation
Seminole
$1.1M$435K18.7 mi
THUNDER LOANS, LLC
Ada · 2 employees
$726K$327K25.4 mi
Empire Finance of Ada
Ada
$1.1M$435K26.4 mi

The full calculation

Employees reported to the SBA2
Revenue from headcount (employees × revenue per employee for companies this size)$786K
Revenue from PPP payroll (payroll ÷ payroll's share of revenue for companies this size)$316K
Estimate: the two combined (geometric mean)$568K
EBITDA margin (industry, adjusted for size)45%
EBITDA = revenue × margin$256K

Figures are shown toward the upper part of their range rather than at its middle.

Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.

Estimated value = EBITDA × typical sale multiple$767K
Multiple for this size and industry3×
Value range$403K – $1.0M
Revenue range$374K – $648K
EBITDA range$168K – $291K
Industry (NAICS)Consumer Lending (522291)

Low confidence: the employee-based and payroll-based estimates differ by more than 2×.

EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.

Benchmarks: US Economic Census 2022, OK. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology

History & advisors

Advisors

  • BankingFirst United Bank and Trust CompanyPPP / SBA lender

From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.

Banking relationships

First United Bank and Trust Company
PPP 2020
All 2,229 borrowers →

From PPP and SBA loan records, which name the bank but not the individual banker.

PPP loans

ApprovedDrawAmountForgivenJobsLender
4/9/2020first$9K—2First United Bank and Trust Company

About Pinley Enterprises, LLC

Pinley Enterprises, LLC is a consumer lending company in Holdenville, Oklahoma. Its estimated annual revenue is about $568K, with roughly $256K of EBITDA. It has about 2 employees. Its estimated business value is $767K (likely range $403K–$1.0M).

Common questions

Who owns Pinley Enterprises, LLC?
The owner of Pinley Enterprises, LLC isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
How much revenue does Pinley Enterprises, LLC make?
SeeBITDA estimates Pinley Enterprises, LLC's annual revenue at about $568K (likely between $374K and $648K), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
What is Pinley Enterprises, LLC worth?
About $767K, roughly 3× its estimated EBITDA of $256K, typical for a consumer lending company its size. Likely range: $403K–$1.0M.
How many employees does Pinley Enterprises, LLC have?
About 2, as reported on its PPP loan.