Pm Finance, Inc.
How we got $437K
Based on its 3 employees and its payroll, both reported for PPP in 2020 and brought up to date.
What we know
Estimated value over time
▲ 20% since 2020Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| PM FINANCE, INC. this business | $4.4M | — |
| CETORP, INC. Oklahoma City · 2 employees | $3.4M | 0.0 mi |
| Max Credit Auto Oklahoma City | $22.7M | 0.0 mi |
| Fiesta Auto Plaza Oklahoma City | $22.7M | 0.0 mi |
| OKCarsales Oklahoma City | $22.7M | 0.1 mi |
| Chris Patterson at Best Buy Here Pay Here Oklahoma City | $22.7M | 0.1 mi |
| United Cars LLC Oklahoma City | $22.7M | 0.1 mi |
The full calculation
| Employees reported to the SBA | 3 |
| Revenue from headcount (employees × revenue per employee for companies this size) | $3.9M |
| Revenue from PPP payroll (payroll ÷ payroll's share of revenue for companies this size) | $3.8M |
| Estimate: the two combined (geometric mean) | $4.4M |
| EBITDA margin (industry, adjusted for size) | 5% |
| EBITDA = revenue × margin | $218K |
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
| Estimated value = EBITDA × typical sale multiple | $437K |
| Multiple for this size and industry | 2× |
| Value range | $230K – $598K |
| Revenue range | $2.9M – $5.0M |
| EBITDA range | $144K – $249K |
| Industry (NAICS) | Used Car Dealers (441120) |
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022, OK. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology
People & advisors
Advisors
- BankingAnchor D BankPPP / SBA lender
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
Banking relationships
| Anchor D Bank PPP 2020 | All 74 borrowers → |
From PPP and SBA loan records, which name the bank but not the individual banker.
PPP loans
| Approved | Draw | Amount | Jobs |
|---|---|---|---|
| 4/15/2020 | first | $19K | 3 |
About Pm Finance, Inc.
Pm Finance, Inc. is a car dealers company in Oklahoma City, Oklahoma. Its estimated annual revenue is about $4.4M, with roughly $218K of EBITDA. It has about 3 employees. Its estimated business value is $437K (likely range $230K–$598K).
Common questions
- Who owns Pm Finance, Inc.?
- The owner of Pm Finance, Inc. isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
- How much revenue does Pm Finance, Inc. make?
- SeeBITDA estimates Pm Finance, Inc.'s annual revenue at about $4.4M (likely between $2.9M and $5.0M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- What is Pm Finance, Inc. worth?
- About $437K, roughly 2× its estimated EBITDA of $218K, typical for a car dealers company its size. Likely range: $230K–$598K.
- How many employees does Pm Finance, Inc. have?
- About 3, as reported on its PPP loan.