SeeBITDAOklahoma

Rusty England Insurance, Inc

Estimated valueMedium confidence
$1.5M
$808Klikely range$2.1M
About 3.6× its yearly profit, typical for a company this size in its industry.
Revenue
$1.3M
a year
Profit (EBITDA)
$427K
33% of revenue
Employees
8
reported in 2020
Leadership
Owner not found yet
We haven't found the owner in public records
Unlikely to sell soon

How we got $1.5M

Based on its 8 employees and its payroll, both reported for PPP in 2020 and brought up to date.

8 employees × $177K each$1.4M
PPP payroll ÷ payroll's usual share of revenue$918K
Shown toward the top of its range×1.14
Revenue$1.3M
× 33% profit margin$427K
× 3.6 sale multiple = value$1.5M

· Own this business? Correct these figures

What we know

PPP loan, 2020
No 401(k) filing
No reported financials
Company website
Owner not found

Signs of a sale Unlikely to sell soon

  • In business 19 years (since 2007)

From public records and the company's website, not a statement that it's for sale.

What they do

Rusty England is a State Farm agent in Duncan, Oklahoma, offering auto, home, life and business insurance with a focus on personalized service for individuals and families in southwest Oklahoma.

Products & services
Auto InsuranceHome InsuranceLife InsuranceBusiness InsuranceRenters InsuranceAnnuitiesBankingInvestmentsFinancial Services
Markets served
individuals and families
Service area
DuncanStephens CountyMarlowComancheWaurikaVelmaLawtonsouthwest Oklahoma
Certifications
ChFC® Chartered Financial Consultant

From the company's website. Industry: Insurance agencies.

Customers & suppliers

Suppliers & brands

  • State Farm · brand it sells or installs

Estimated value over time

▲ 30% since 2020
$0$883K$1.8M20202026

Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.

Compared with similar businesses nearby

BusinessEst. revenueEst. profitDistance
RUSTY ENGLAND INSURANCE, INC
this business
$1.3M$427K—
Farmers Insurance - Michael Day
Duncan
$1.6M$529K0.2 mi
Yuseff Duane Saunders - 1702 N Hwy 81
Duncan
$806K$310K0.6 mi
Brooks Insurance Quote
Duncan
$806K$310K0.8 mi
Shelter Insurance
Duncan
$806K$310K0.9 mi
Michael Day Agency
Duncan
$806K$310K0.9 mi
CHRIS ATCHLEY INSURANCE AGENCY INC
Duncan · 5 employees
$847K$278K1.0 mi

The full calculation

Employees reported to the SBA8
Revenue from headcount (employees × revenue per employee for companies this size)$1.4M
Revenue from PPP payroll (payroll ÷ payroll's share of revenue for companies this size)$918K
Estimate: the two combined (geometric mean)$1.3M
EBITDA margin (industry, adjusted for size)33%
EBITDA = revenue × margin$427K

Figures are shown toward the upper part of their range rather than at its middle.

Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.

Estimated value = EBITDA × typical sale multiple$1.5M
Multiple for this size and industry3.6×
Value range$808K – $2.1M
Revenue range$856K – $1.5M
EBITDA range$281K – $486K
Industry (NAICS)Insurance Agencies and Brokerages (524210)

EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.

Benchmarks: US Economic Census 2022, OK. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology

History & advisors

Advisors

  • BankingFirst Bank and Trust CoPPP / SBA lender

From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.

Banking relationships

First Bank and Trust Co
PPP 2020
All 694 borrowers →

From PPP and SBA loan records, which name the bank but not the individual banker.

PPP loans

ApprovedDrawAmountForgivenJobsLender
4/6/2020first$40K$40K8First Bank and Trust Co

Public records

Matched to this business by name and address from public government data; a match can occasionally be wrong.

About Rusty England Insurance, Inc

Rusty England Insurance, Inc is an insurance agencies company in Duncan, Oklahoma, in business since 2007. Its estimated annual revenue is about $1.3M, with roughly $427K of EBITDA. It has about 8 employees. Its estimated business value is $1.5M (likely range $808K–$2.1M).

Common questions

Who owns Rusty England Insurance, Inc?
The owner of Rusty England Insurance, Inc isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
How much revenue does Rusty England Insurance, Inc make?
SeeBITDA estimates Rusty England Insurance, Inc's annual revenue at about $1.3M (likely between $856K and $1.5M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
What is Rusty England Insurance, Inc worth?
About $1.5M, roughly 3.6× its estimated EBITDA of $427K, typical for a insurance agencies company its size. Likely range: $808K–$2.1M.
How many employees does Rusty England Insurance, Inc have?
About 8, as reported on its PPP loan.
When was Rusty England Insurance, Inc founded?
Rusty England Insurance, Inc has been in business since 2007.