S & H Insurance
How we got $282K
Based on its 1 employees and its payroll, both reported for PPP in 2020 and brought up to date.
What we know
Estimated value over time
▲ 30% since 2020Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| S & H INSURANCE this business | $245K | — |
| STEPHANIE EATON INSURANCE AGENCY, INC Alva · 4 employees | $1.1M | 0.7 mi |
| Agri Surance Inc Alva | $806K | 0.8 mi |
| HALTOM INSURANCE AGENCY, LLC Alva · 6 employees | $1.3M | 1.1 mi |
| NORTHWEST INSURERS, LLC Alva · 2 employees | $485K | 1.1 mi |
| BRENDA HOOD REAL ESTATE, INC Alva · 1 employees | $256K | 1.2 mi |
| CHOICE INSURANCE GROUP, INC. Alva · 4 employees | $1.1M | 1.2 mi |
The full calculation
| Employees reported to the SBA | 1 |
| Revenue from headcount (employees × revenue per employee for companies this size) | $208K |
| Revenue from PPP payroll (payroll ÷ payroll's share of revenue for companies this size) | $222K |
| Estimate: the two combined (geometric mean) | $245K |
| EBITDA margin (industry, adjusted for size) | 38% |
| EBITDA = revenue × margin | $94K |
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
| Estimated value = EBITDA × typical sale multiple | $282K |
| Multiple for this size and industry | 3× |
| Value range | $148K – $386K |
| Revenue range | $161K – $279K |
| EBITDA range | $62K – $107K |
| Industry (NAICS) | Insurance Agencies and Brokerages (524210) |
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022, OK. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology
People & advisors
Advisors
- BankingBancCentral, National AssociationPPP / SBA lender
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
Banking relationships
| BancCentral, National Association PPP 2020 | All 152 borrowers → |
From PPP and SBA loan records, which name the bank but not the individual banker.
PPP loans
| Approved | Draw | Amount | Jobs |
|---|---|---|---|
| 4/14/2020 | first | $8K | 1 |
About S & H Insurance
S & H Insurance is an insurance agencies company in Alva, Oklahoma. Its estimated annual revenue is about $245K, with roughly $94K of EBITDA. It has about 1 employees. Its estimated business value is $282K (likely range $148K–$386K).
Common questions
- Who owns S & H Insurance?
- The owner of S & H Insurance isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
- How much revenue does S & H Insurance make?
- SeeBITDA estimates S & H Insurance's annual revenue at about $245K (likely between $161K and $279K), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- What is S & H Insurance worth?
- About $282K, roughly 3× its estimated EBITDA of $94K, typical for a insurance agencies company its size. Likely range: $148K–$386K.
- How many employees does S & H Insurance have?
- About 1, as reported on its PPP loan.